Colleges and Universities Sports Liability (Student Insurance Only)

Protecting Your Institution: Student Sports Liability Insurance for Colleges and Universities

Intercollegiate sports are an integral part of higher education, fostering school spirit and student engagement. However, the physical nature of athletics exposes colleges and universities to significant liability risks. Specialized Student Sports Liability Insurance is essential to mitigate these risks.

Understanding the Risks

Student athletes are more likely to suffer injuries, with over 30% experiencing significant harm annually. Additional risks include:

• Negligence claims: Failure to address safety protocols or provide adequate medical care

• Spectator injuries: Legal action resulting from accidents during sporting events

• Abuse allegations: Claims related to harassment or misconduct by coaches or staff

• Contractual liabilities: Breaches of agreements with sports leagues, sponsors or third parties

Key Features of Coverage

A comprehensive policy protects against:

• General Liability: Covers bodily injuries and property damage during events

• Professional Liability: Shields coaches and staff against claims of misconduct or negligence

• Catastrophic Insurance: Provides financial support for life-altering injuries to athletes

Why Your Institution Needs It

Without proper insurance, a single lawsuit could have devastating financial consequences, impacting operational budgets and reputation. Tailored Student Sports Liability Insurance for Colleges and Universities safeguards your institution, allowing sports programs to thrive without the fear of unforeseen liabilities.