Commercial Acoustical Tile Installation Insurance Package

Commercial buildings may contain several types of ceilings. Some may have a wood ceiling, others may just have exposed girders that are usually painted, while still others may have a metal ceiling. Some contain acoustical tile which come in a variety of looks. Some actually mimic a wood or metal ceiling, while others just have the basic office type look. In any case, commercial acoustic ceiling tile installers face their own liability risks. The Commercial Acoustical Tile Installation General Liability Insurance policy protects those installers from the various liability risks associated with commercial acoustic tile installation. Some commercial buildings don't just use the tile on the ceiling. It could be on the floor or walls as well.

Some examples of where the liability exposures could come from include any incident that may occur during installation. One example may be if the installer accidentally clips a wire and knocks out power to not only the commercial unit being worked on, but the entire building that contains several units. This could mean a huge liability in not only lost business from any one (or all) of these units, but also any bodily injury suffered by any of the occupants of the building due to the power loss. One instance where Commercial Acoustical Tile Installation General Liability Insurance may come in to play concerning acoustic tile installation is if the tiles contain asbestos. One may think that the manufacturer would be held liable, and that assumption is correct. The installer could be held liable as well. The medical expenses due to asbestos findings could be devastating to any installer, whether that installer is a family operation or a large corporation.

Consult with a local licensed insurance agent to discuss the liability exposures of your state and locality.