If your business use several types of vehicles, it’s important that you classify them properly for insurance coverage purposes. Either of two policies might apply, depending on whether the policy defines the vehicle as “mobile equipment” or as an “au...
Insurance companies use an Experience Modification Rate (EMR) formula to calculate your workers comp premium, based on the cost of past claims and the probability of future accidents. The higher your EMR, the higher your premium– and the converse.
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The population is aging, and the instability and uncertainty of the nation's economy makes people, especially as they near retirement age, think about their futures, wondering whether they have savings or investments that will support them once they ...
Many construction businesses will be paying more for Liability coverage, as insurance companies are raising rates to make up for years of low premiums (during the so-called "soft market"). That's the conclusion of a recent report by the U.S. Construc...
Working as an independent contractor rather than an employee is attractive for many reasons. There are a variety of benefits, but be aware of the risks, too.
Benefits of Working as an Independent Contractor
Work for yourself.
As an independe...