Overview
The Crane & Rigging Specialty Contractors program from Amwins Program Underwriters provides commercial contractors general liability capacity targeted to crane, rigging and heavy-equipment contractors. The program is designed for agents and select brokers to place specialty contractors with significant equipment and third-party exposure. Coverage is available on a non-admitted/surplus lines basis.
Target classes and operations
- Cranes and heavy lift operations
- Iron, steel, concrete panel and prefabricated building erection
- Riggers and millwrights
- Commercial construction equipment rental and transportation contractors
- Bridge reconstruction and infrastructure subcontracting (offshore operations excluded)
- Concrete construction and energy-related subcontracting
Optional lines available
Retail agents and select brokers can place the following optional coverages through the Crane & Rigging Specialty Contractors program:
- Business auto
- Inland marine
- Workers’ compensation
Coverage highlights and advantages
- Underwriting focus on high-exposure crane, rigging and heavy-equipment contractors where specialized underwriting and equipment schedules are required.
- Ability to combine GL with inland marine and auto to provide broader placement options for accounts that deploy expensive equipment and specialized subcontracting operations.
- Structured for larger accounts and complex operations—underwriters experienced in crane/rigging exposures and construction subcontracting risks.
Underwriting notes and minimums
Minimum premium: $100K
Typical submission requirements (provide these with new business submissions):
- Fully completed, current industry standard application
- Crane & Rigging Specialty Contractors supplemental application
- 5-year currently valued loss experience
- Contract / job ticket specimen copy
- Complete copy of the current expiring policy and the equipment list for the primary GL
Territories and admission status
The program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Placement is through non-admitted/surplus lines capacity; confirm filing and surplus lines requirements in the insured’s state before submission.
Why work with Amwins Program Underwriters on Crane & Rigging business
- Niche underwriting team led by Heather Frain with experience in crane, rigging and heavy equipment exposures.
- Ability to structure placements that combine GL with ancillary lines (inland marine, auto, WC) for a more complete solution when equipment exposure is significant.
- Designed for larger, complex accounts where detailed equipment schedules, contract wording and loss histories drive terms.
Example accounts that typically fit
- You have a regional crane contractor that performs heavy lifts for bridge reconstruction and erects prefabricated panels; they carry expensive leased equipment and need a GL program that coordinates with inland marine schedules.
- You represent a millwright/rigging subcontractor engaged on energy-related infrastructure projects (onshore) with multi-state operations and a five-year loss run showing a stable claims history.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Accounts with significant crane, rigging or heavy-equipment operations—such as crane contractors, riggers, millwrights, heavy-equipment rental/transport contractors, bridge reconstruction and prefabricated building erectors—are the primary target. Offshore operations are excluded.
What are the submission essentials I should include?
Include a fully completed industry application, the Crane & Rigging supplemental application, five years of currently valued loss runs, a sample contract/job ticket, and the expiring policy with the equipment list for the primary GL.
Is the program admitted in core states?
This program is placed on a non-admitted/surplus lines basis. Confirm surplus lines compliance for the insured’s domicile and operations before binding.
What is the minimum premium and when is it applied?
The program’s minimum premium is $100,000. This reflects the program’s focus on larger, higher-exposure accounts; smaller accounts are typically not eligible.
Need help placing an account? Connect with a market specialist.