Many people don’t recognize how much their credit score affects their mortgage. Not only does it determine whom the lender will approve, but it also affects your monthly mortgage payment.
How Does Mortgage Scoring Really Work?
Most mortgage lende...
Thinking about buying a house? If you don't currently have a mortgage, there's a new way to build your credit: make your rental payments on time. Starting in January of 2011, Experian began including data on residential rental payments on its credit ...
Your small business expenses and personal expenses should stay separate. However, it's easy to spend business funds for personal expenses, which can affect your personal credit. Understand the business credit mistakes that put your personal credit at...
In early September, the credit reporting agency Equifax announced a significant data breach. Hackers were able to access the names, birth dates, Social Security numbers and addresses of 143 million consumers, which put their identity and credit at ri...
You’ve written and posted the job ads and are ready to interview candidates, or it’s time for annual reviews, terminations and promotions. Can you request credit reports for potential or current employees? Learn more about the legal guidelines surrou...