Dentists, Specialists and Oral Surgeons/Employment Practices Liability Insurance

You would not drive without auto insurance or invite patients into your practice without professional liability insurance, so don’t jeopardize your practice by overlooking Specialists and Oral Surgeons/Employment Practices Liability Insurance. Employment practices liability coverage protects you against allegations like wrongful termination, discrimination, and sexual harassment.

On average the court settlement for most employee lawsuits is over $40,000 with ten percent of wrongful termination and sexual harassments cases settle for over $1 million, not a gamble you want to take to protect the long-term future of your practice. If you have not checked out DBC’s EPL Program yet, now is the time.

Why employment practices liability insurance is essential:
  • You are the decision maker directly impacting your employees, exposing you to an employment liability risk.
  • Three out of five healthcare employers find themselves in suits by former employees.
  • A dental practice is more at risk for an employment practices claim versus a general liability or property claim.
  • Smaller practices are at higher risk than their larger counterparts. Over 40% of all employment liability insurance claims are against practices with less than 100 employees.
As with the majority of employers, dentists are at risk to lawsuits started by their employees. Typically general liability policies do not provide employee practices liability coverage, although some may have the option to endorse onto the policy. We can help you come up with a comprehensive protection package that will ensure that you are covered and provide peace of mind.
Alexander J. Wayne & Associates, Inc.
Employer Practices Liability Insurance

Employee lawsuits can be devastating to a business; they can be inconvenient, costly and time consuming. These lawsuits have become a significant risk for businesses across the United States and they continue to increase posing more of a threat to s...
America's Internet Brokers, Inc.
Employment Practices Liability

A broad range of businesses with up to 250 employees including: Hospitality Enterprises (even motels, hotels, restaurants and fast food) Franchise Groups (retail and services) Autodealers Associations Municipalities Pu...
Preferred Concepts LLC
Employment Practices Liability

Mercator Risk Services provides a wide range of markets for employment accounts of all types and sizes in all states.   From sexual harassment to discrimination in hiring, employers are now legally responsible for a broader range of employment...
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Further Reading 
Since new legislation is passed affecting employment practices liability yearly, we can only broadly describe areas of concern: Discrimination Claims come in three forms: overt discrimination, disparate treatment, and disparate impact. Overt d...
The purpose of third-party coverage in an Employment Practices Liability (EPLI) policy is to protect an organization and its employees from accusations of wrongful acts committed against customers, clients, vendors, and suppliers. Some EPLI policies...
You need Employment Practices Liability insurance (EPLI) to protect you from lawsuits filed (justly or unjustly) by anyone who you employ, have employed, or even considered employing. Before you buy this essential coverage, be sure to ask these qu...
The purpose of third-party coverage in an Employment Practices Liability (EPLI) policy is to protect an organization and its employees from accusations of wrongful acts committed against customers, clients, vendors, and suppliers. Some EPLI policies ...
Since Title VII of the Civil Rights Act of 1964 passed, the issue of employees' rights continues to be controversial. Employers involved in interstate commerce are prohibited from discriminating against applicants. Understanding How Fast Lawsuit Ris...