Dentists, Specialists and Oral Surgeons/Employment Practices Liability Insurance

You would not drive without auto insurance or invite patients into your practice without professional liability insurance, so don’t jeopardize your practice by overlooking Specialists and Oral Surgeons/Employment Practices Liability Insurance. Employment practices liability coverage protects you against allegations like wrongful termination, discrimination, and sexual harassment.

On average the court settlement for most employee lawsuits is over $40,000 with ten percent of wrongful termination and sexual harassments cases settle for over $1 million, not a gamble you want to take to protect the long-term future of your practice. If you have not checked out DBC’s EPL Program yet, now is the time.

Why employment practices liability insurance is essential:

• You are the decision maker directly impacting your employees, exposing you to an employment liability risk.
• Three out of five healthcare employers find themselves in suits by former employees.
• A dental practice is more at risk for an employment practices claim versus a general liability or property claim.
• Smaller practices are at higher risk than their larger counterparts. Over 40% of all employment liability insurance claims are against practices with less than 100 employees.

As with the majority of employers, dentists are at risk to lawsuits started by their employees. Typically general liability policies do not provide employee practices liability coverage, although some may have the option to endorse onto the policy. We can help you come up with a comprehensive protection package that will ensure that you are covered and provide peace of mind.