Preferred Concepts LLC
Contact Us
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Preferred Concepts LLC
Contact Us
contact_phone Click to call
Employment Practices Liability
Mercator Risk Services provides a wide range of markets for employment accounts of all types and sizes in all states.
From sexual harassment to discrimination in hiring, employers are now legally responsible for a broader range of employment related acts which has lead to increasing employment claims and additional legal costs for employers. The insurance industry has responded by developing employment practices liability insurance (EPL), an insurance product designed to respond to the rising employment costs. In addition, employers have been trying to catch up by developing defenses and risk management practices with the help of their EPL insurers and counsel.
Many employers still do not purchase EPL coverage, but new specialty programs offer broad coverage at affordable pricing. Coverage and pricing varies greatly depending upon the type and size of operation, and the account's employment practices. Limits and deductibles vary and depend on the size and type of insured. Standard limits for most small to medium sized organizations are available.
Hard to Place: Mercator Risk Services also handles hard to place, distressed and unusual accounts. Let them know about your clients' needs and they’ll provide you with information and assistance with your particular situation or account and Employment Practices Liability coverage.
For more information, please call (860) 527-9717 or send an e-mail to [email protected]. You can get additional information on their products, insurance applications, and Specialty Lines insurance information on their Web site

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
  • Carriers:
  • Carrier Ratings:
    A.M Best A rated
  • Commission:
  • Min Premium:


Request a Quote Now!


There are no locations attached to this storefront.


  • Applications
    Please complete the appropriate application and fax to Robert Sargent at 860-527-2438.
  • Online Quote
    Online Quoting
    Get competitive Employment Practices Liability Insurance (EPL) quotes online simply and quickly. This facility is for your standard small and medium-sized risks. Additional coverages can be added to the EPL: D&O, Fiduciary Liability, and Crime.
    Please do not hesitate to contact Mercator if you have any questions or require any assistance.
    Mercator Risk Services
    [email protected]


Mercator Risk Services utilizes a short brokerage agreement, which is typically completed at the time of binding your first account.
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Preferred Concepts LLC has other insurance programs like Accountants.