Workers' compensation requires an end of the policy year audit to assure proper premium is charged. This process protects both the insured and insurers.
Think through this process to make it easier, and cost saving. First, choose a policy year ...
Do you ask for and receive all the certificates of insurance you need?
General contractors collect insurance certificates as a standard operating procedure. Every subcontractor provides a certificate or they don't walk onto the jobsite. This tra...
Pollution and environmental exposure risks on site and during transfer and disposal, such as toxic mold, the disposal of contaminated soil, and broken pipelines releasing toxic materials, are major construction concerns. When such incidents happen, a...
Seasonal employees add value to your company and remain an asset for your business. You may wonder, though, if you must provide these temporary employees with Worker’s Compensation. Understand the law and your responsibility to your employees as you ...
As advocates of disclosing the costs of employee benefits to the employees, workers' compensation premiums are often ignored. Why? It's difficult to give a specific cost per employee since the premium is part fixed cost and part variable to their wag...