General liability forms now contain
some detailed and extensive exclusions of coverage, particularly for
contractors. The automobile exclusion is a few sentences while the
environmental exclusions or personal injury wording can exceed a full polic...
Excess liability policies layer over underlying coverage like commercial automobile or general liability. These policies can be written as follow form, self-contained, or specific and aggregate.
Follow form excess policies do not broaden underly...
Yes. The most obvious addition is
worldwide coverage for automobile liability. Typical business automobile
policies cover drivers in the United States, its possessions and Canada. The
umbrella policy does not have this restriction.
Umbrellas s...
Unfortunately, mishaps on construction sites are all too frequent. The combination of multiple activities with dozens or hundreds of people operating complex and dangerous equipment, often in poor or threatening weather, can easily result in accident...
When you host neighborhood barbecues or invite your friends’ kids over to play in the yard, you could be responsible if someone gets hurt. Ensure you have premises liability insurance to protect your assets.
What is Premises Liability?
Visitors...