Workers' compensation requires an end of the policy year audit to assure proper premium is charged. This process protects both the insured and insurers.
Think through this process to make it easier, and cost saving. First, choose a policy year ...
Small business owners can hire individuals as either employees or independent contractors. Which classification a hired individual falls under is often a confusing process for business owners, but it's this critical classification that affects what t...
Do you ask for and receive all the certificates of insurance you need?
General contractors collect insurance certificates as a standard operating procedure. Every subcontractor provides a certificate or they don't walk onto the jobsite. This tra...
The construction industry relies on independent contractors who perform specialized services like plumbing, painting and drywall installation. To prioritize safety on the job site and ensure quality work, consider implementing a drug testing pol...
As a small business owner, you need help to run your business. You can hire someone, but you have to be careful that he or she is classified properly. Otherwise, you could face hefty fines from the IRS. Learn the difference between employees and inde...