Unfortunately, mishaps on construction sites are all too frequent. The combination of multiple activities with dozens or hundreds of people operating complex and dangerous equipment, often in poor or threatening weather, can easily result in accident...
The ISO Commercial General Liability Coverage Form can seem like a map that starts you out on a main road, takes you smack into a dead end, but offers you a right turn that you can take if you meet certain conditions. It begins with a broad promise a...
There’s nothing like a celebration to bring co-workers together and make them feel as though they’re one unified work family. Although a celebratory meal or party can bring cohesiveness, employers should be careful not to let celebratory events beco...
There's an old adage in risk management: anything pending is a potential liability.
Just like football coaches forgive hitting mistakes over inaction, top-notch business risk managers design processes which complete tasks; and when awaitin...
General liability forms now contain
some detailed and extensive exclusions of coverage, particularly for
contractors. The automobile exclusion is a few sentences while the
environmental exclusions or personal injury wording can exceed a full polic...