Workers' compensation insurance covers losses related to work-related injuries. When one of your employees is injured at work, you, the owner of the company, need workers' compensation insurance to cover the employees' medical expenses. The incid...
Many companies use "lean manufacturing" procedures to streamline production by reducing wasted time and motion. Although these changes often show up in the bottom line as black, their long term repercussions on workplace safety – higher accident rat...
Renters insurance covers your possessions if they're damaged, lost or stolen. Although it's a wise investment all renters should consider, it is optional. However, your landlord may require you to purchase renters insurance. Is this requirement legal...
If you're a tenant, you might believe that you have avoided many loss exposures, such as fire damage to the structure, associated with owning the building. However, have you read your lease lately? Really read it?
Many leases contain extensive i...
Safety at work depends on all employees doing their part. Sometimes, though, co-workers decide to cut corners, get in a hurry, feel distracted, or otherwise neglect safety protocols. A 2010 study by the RAD group found that only 40 percent of employe...