Restaurant and Tavern Workers Compensation (class code: 9079) Insurance

Workers Compensation Class code 9079 is typically used for establishments in the food and beverage industry and includes, restaurants, taverns, bars, cafeterias, cafés, fast-food outlets, pubs, delis, mobile food outlets and other businesses involved in preparing, packaging, transporting or serving food and non-alcoholic as well as alcoholic beverages.

Food and beverage workers face significant work hazards on the job.  Common non-fatal injuries and illnesses arising from everyday normal job duties and operations could include sprains, bruises, cuts, burns, lacerations and work-related musculoskeletal injuries and disorders.

Restaurant and Tavern Workers Compensation Insurance provides financial assistance to cover medical costs and lost wages when workers are harmed or suffer injury or illness while performing work related duties.

This policy also protects food and beverage business owners in the event an injured employee decides to file a lawsuit against them for a workplace injury.

SolePro

Workers’ compensation can be a huge barrier for small businesses. Oftentimes, these business owners are required to carry insurance, but it’s too expensive. Over the years, we have specialized in helping our agents find affordable small business ...
Keating
Restaurant Workers' Compensation Insurance

When you work in the food industry, owners and employees face risks on a daily basis. There is a high risk for accidents, slips and falls, burns, food illness etc. For example, let’s say it is a busy lunch rush and the line is backed up and custom...
Preferred Concepts LLC
Restaurants, Bars & Taverns

Did you know that 3 out of 10 Americans are involved in an alcohol-related crash in their lifetime? An owner of an establishment that serves alcohol needs protection because a liquor liability claim can drain an owner's assets in defense costs alone....
Keating
Workers' Compensation

An injury on the job can be one of the most costly expenses to your client and their business. When an injury takes place your client is essentially responsible for the medical bills, rehabilitation, permanent injuries and in some cases even death. T...
USG Insurance Services, Inc.
Workers Compensation Insurance

Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are five divisions: Workers Compensation, Programs, Environmental, Personal Lines, Bonds. AAU can consider standard workers' com...
Empire Underwriters, LLC
Workers Compensation Insurance for Restaurants

In the food service business, there are plenty of ways for employees to get hurt on the job, from slipping on wet floors and carrying heavy equipment of food trays to suffering burns or cutting themselves on knives or broken glass. Covering employees...
Insurance Bistro Insurance Services
Bar, Tavern and Restaurant Program

Joining forces with Restaurant Coverage Associates (RCA) we’re making a dynamic Bar, Tavern and Restaurant Program available to every licensed P&C Agent/Broker in California and neighboring states. GL up to $1 mil / $2 mil Liquo...
All Insurance Underwriters, Inc.
Hard to Place Risks

What do we consider a "hard to place risk"?   High mod over 1.50 (no mod too high) Steel erection Roofing Trucking Logging Staffing Businesses that only the state fund or ...
Don R. Jensen & Company
Hospitality Industry Workers Compensation Insurance

The hospitality industry encompasses a wide range of businesses from hotels and resorts, to restaurants and bars, to entertainment venues and amusement parks. Don R. Jensen & Company writes hospitality industry workers compensation insurance t...
Caitlin Morgan Insurance Services
Individual Self Insurance--Workers' Compensation Solutions

A Self-Insurance program is based on a decision to retain risk rather than to insure it.  It differs from traditional insurance in that a plan to pay for losses as they occur is needed.  A self-insurance program may be funded from operation...
Mid Valley General Agency, LLC
Managing General Agency

We take a slightly different approach to underwriting than most general agencies by starting with one fundamental principle in mind; SERVICE.   Our commercial property/casualty underwriters are some of the best in the industry, with years of e...
Phoenix Risk Management
New Workers Compensation Insurance Program

· Available in most states · No code restrictions       - minimum $250K in payroll in governing class cod &...
Click above for a 3-5 min. overview with Daniel Wyatt of PRM Insurance Services.
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Further Reading 
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