Entered industry in 1983 as a career life agent with Guardian Life. Created Senior Citizens Services Company in 1984. Purchased an interest in a property and casualty agency in 1990. Purchased my partner's interest in 1996. Created The Gerber Insurance Group in 1998. Created Z'S Insurance Sales, LLC in 2000. Licensed in KS, MO, CA and VA for life and health and property and casualty.