Bailey Special Risks, Inc. offers a comprehensive Non Profit Package designed specifically for not-for-profit organizations with fewer than 50 employees. This program delivers a broad range of essential coverages bundled into one convenient solution, making it easier for agents and brokers to meet the unique insurance needs of nonprofit clients. Whether your client is a charitable foundation, a community service group, or a trade association, this package is built to protect their people, property, and operations.
Ideal Accounts and Appetite
This program is ideal for small to mid-sized nonprofit organizations operating across various sectors. Eligible classes include:
- Chambers of Commerce
- Trade Associations
- Art and Cultural Organizations
- Community Service Organizations
- Foundations
- Business Associations
- Charitable Organizations
- Counseling and Referral Services
If you work with nonprofit clients seeking broad coverage options and streamlined underwriting, this program offers a strong market opportunity.
Coverage Highlights and Advantages
The Non Profit Package from Bailey Special Risks is structured to provide critical protections across multiple areas of exposure:
Directors & Officers and Employment Practices Liability
- Separate limits of liability
- Defense costs paid outside the policy limits
- Unlimited Extended Reporting Period for former directors and officers
Businessowners Package
- Special form property coverage
- Occurrence-form General Liability
- Automatic coverage for volunteers
Special Events Coverage
- Includes up to three events annually with up to 100 attendees at no additional charge
- Liquor Liability available in most states
- Events with up to 1,000 attendees considered
Professional Liability and Abuse & Molestation
- Separate limits of liability
- Coverage provided on an occurrence form
This bundled approach allows agents to offer nonprofits a well-rounded risk management solution without piecing together separate policies.
Underwriting Notes and Minimum Premiums
The program is underwritten by United States Liability Insurance Group, known for its financial strength and expertise in specialty markets. While minimum premiums may vary by class and state, the program is structured to be competitively priced for smaller nonprofit operations. Submissions should include a completed application and any relevant event or financial details for faster quoting.
Territories and Availability
This Non Profit Package is available on a non-admitted basis in the following states:
AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, WY
Why Work With Bailey Special Risks, Inc.
Bailey Special Risks is a trusted wholesale broker with expertise in placing specialty risks for nonprofit organizations. With access to top-rated carriers and a responsive underwriting team, BSR helps agents secure tailored solutions for complex nonprofit exposures. If you’re looking to place a nonprofit account that needs both D&O and GL, or an organization that hosts fundraising events, this program offers the flexibility and breadth to meet their needs.