Professional Liability Solutions for Allied Insurance Professionals
Eastern Special Risk Insurance Agency offers a specialized insurance program tailored to the unique exposures of allied insurance service providers. Whether your client needs professional and general liability coverage or professional liability only, this program delivers flexible, competitive solutions backed by the strength of Lexington Insurance Company.
Ideal Accounts and Appetite
This program is designed specifically for professionals who support the insurance and legal industries. Target classes include:
- Insurance Adjusters and Appraisers
- Insurance Inspection Services
- Auditors
- Private Investigators
- Public Records Researchers
- Attorney Support Services (litigation support)
- Process Servers
If you work with clients who provide evaluation, inspection, or investigative services to insurers, attorneys, or government agencies, this program can be an excellent fit.
Coverage Highlights and Advantages
Our Allied Insurance Professionals program offers broad professional and general liability coverage designed to address the real-world risks faced by these service providers. Coverage limits of up to $1 million per occurrence / $3 million aggregate are available, with low minimum premiums to help your clients stay protected without overextending their budget. Flat rates and excess limits are also available for qualified accounts.
Policies can be structured to provide:
- Professional Liability only, or combined with General Liability
- Coverage for errors, omissions, and allegations of negligence
- Flexible underwriting to accommodate different business sizes and operations
Underwriting Notes and Minimum Premiums
Eastern Special Risk works with agents to quickly assess and quote eligible accounts. The program features low minimum premiums, making it accessible for small to mid-sized operations. Flat rates may apply depending on the class and exposure. While each risk is individually underwritten, accounts with clear documentation of services and risk mitigation practices are generally more favorable.
Territories and Availability
This program is available in all 50 states and the District of Columbia. Whether your client operates locally or across state lines, Eastern Special Risk can help you place the coverage they need.
Why Work With Eastern Special Risk Insurance Agency?
Eastern Special Risk is a general agency with deep expertise in placing professional liability risks. By focusing on niche service providers within the insurance and legal support sectors, they bring underwriting insight and responsive service to their broker partners. With access to Lexington Insurance Company and a commitment to customized solutions, Eastern Special Risk offers a reliable market for these specialty professions.
You might have a client who operates a small team of adjusters serving property claims in multiple states, or a process server who also performs public records research. This program is structured to accommodate those hybrid roles and nuanced risks that standard markets often overlook.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for insurance adjusters, appraisers, inspectors, auditors, investigators, process servers, and other allied professionals offering support services to the insurance and legal industries.
Can I get coverage for both professional liability and general liability?
Yes, the program offers options for professional liability alone or bundled with general liability, depending on your client's needs.
What is the minimum premium for this program?
The program features low minimum premiums, with flat rates available for certain classes. Specific pricing depends on the services provided and underwriting review.
Is this program available in my state?
Yes, this program is available in all 50 states and the District of Columbia.
Who is the carrier behind this coverage?
Coverage is provided through Lexington Insurance Company, a recognized name in specialty insurance markets.
Need help placing an account? Connect with a market specialist.