Comprehensive Insurance for Developmental Disability Service Providers
Irwin Siegel Agency (ISA) offers a specialized property and casualty insurance program tailored to nonprofit organizations that support individuals with developmental disabilities. Designed for agents and brokers seeking a reliable market for social service clients, this program delivers robust coverage backed by value-added services that enhance risk management and reduce overall costs.
With a strong understanding of the unique exposures faced by developmental disability service providers, ISA leverages its expertise and carrier relationships to craft well-rounded solutions. The program is underwritten by Berkshire Hathaway Specialty Insurance and is available in all 50 states, including the District of Columbia.
Ideal Accounts and Eligible Classes
This program is ideal for nonprofit organizations offering a wide range of services to individuals with developmental and intellectual disabilities. Whether you have clients running residential facilities or community-based programs, ISA has the tools to help you secure comprehensive protection.
Eligible classes include:
- Chapters of The Arc
- Cerebral Palsy Associations
- Day Programs
- Early Intervention Services
- Job Placement and Coaching Programs
- Medical Clinics and Federally Qualified Health Centers (FQHCs)
- Residential Care Facilities (ICF, IRA, Supported Living)
- Vocational Training and Activity Centers
- Companion and Support Services
- Care Coordination Organizations
For example, you might have a client operating several group homes and day programs for adults with developmental disabilities—they’d be an excellent fit for this program. Another good fit could be a nonprofit offering job coaching and placement for young adults with intellectual challenges.
Coverage Highlights and Enhancements
Agents can offer their clients a comprehensive package that addresses key liability and property exposures common to human service organizations. ISA also includes a suite of enhancements that add value and address emerging risks.
Package Coverage Includes:
- Abuse and Molestation
- General Liability
- Professional Liability
- Property Coverage
- Crime
- Inland Marine
- Business Auto
- Umbrella Liability
Enhancements & Supplements:
- Commercial Pollution Liability
- Volunteer Accident Protection
- HIPAA Protector
- Youth Accident Coverage
- Directors & Officers / EPLI
- Cyber & Privacy Liability
- Enhanced Property Form
- Special Events Coverage
Underwriting and Minimum Premiums
Minimum premium requirements vary based on the size and scope of the operation. ISA works closely with agents to evaluate submissions and tailor coverage accordingly. Their underwriting team understands the nuances of developmental disability services and takes a collaborative approach to placing business.
Nationwide Availability
This program is offered on an admitted basis in all available states, covering all 50 states and the District of Columbia. Agents across the country can access this program to meet the needs of nonprofit clients in their region.
Why Partner With Irwin Siegel Agency?
ISA is a trusted Managing General Agency with decades of experience serving the social services and human services sectors. Their Developmental Disability Service Providers program offers more than just insurance—it includes risk management resources, training tools, and loss prevention strategies that help your clients stay protected and compliant. With competitive pricing, responsive service, and carrier strength from Berkshire Hathaway Specialty Insurance, this is a go-to market for agents placing developmental disability risks.
To learn more or discuss a potential submission, call ISA at 800.622.8272 or visit the program page on their website.