Day Care Center Insurance - Children/Childcare

Liability insurance on day care centers, preschools, and private kindergartens is difficult to place because of the high degree of responsibility placed on them to care for young children. Underwriting acceptability and the premium charged is based on the age of children, the activities the school provides, the qualifications and experience of teachers, the teacher/child ratio, the school's accreditation, and the degree of supervision over both teachers and children. Abuse and molestation coverage is usually excluded but can be bought back for sub-limits to cover defense and claims for negligent supervision.
Cochrane & Company
Commercial Child Care and Nursery School Insurance

A program to grow on! This insurance program targets commercially licensed child care centers and nursery schools.   Reasons to purchase Commercial Child Care and Nursery School Insurance: A child suffers bodily injury ...
All Risks, Ltd.
Day Care and Preschool Insurance

Insurance for Day Cares and Preschools   All Risks' Day Care and Preschool Insurance coverage includes insurance products for Day Care Centers, Day Nursery Centers, In-Home Day Care, Before and After School Programs, Sick-Chi...
Cochrane & Company
Residential Child Care Insurance

Why do you need to purchase Residential Child Care Insurance? A child suffers bodily injury while on your playground equipment The parent of a child enrolled in your program makes a false charge of abuse or molestation against...
Empire Underwriters, LLC
Workers Compensation Insurance for Residential Care Facilities

Program Features: Only $7,500 Minimum Premium Program Highlights: 10% commission Fast turnaround for quotes with completed application Coverage available in over 20 states Submissions: Acord 130 3 Years Loss Runs Supp...
K&K Insurance Group, Inc.
Youth Day Camp Insurance

The youth day camp insurance program is designed for U.S.-based youth day camp operations (those attended by campers age 19 or under) with programs de...
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Vintage Underwriters
Adult Daycare Program

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AFC Insurance Inc.
After School Programs Insurance

After School Programs is a crucial part to AFC's Health & Human Services Program! It is especially created to meet the specific needs of professional After School programs, including the list of eligible classes below. Eligible List of Classes: ...
Worldwide Facilities, LLC
Allied Healthcare Insurance

We recognize the need for our retail partners to be able to offer products to these growth area segments in our economy.   ...
AFC Insurance Inc.
Associations for Retarded Citizens (ARC) Insurance

Insurance for Associations for Retarded Citizens is included in our Human & Social Services Insurance Program. It is specifically designed to meet the needs of professional Associations for Retarded Citizens, or ARCs. These facilities provid...
J.M. Wilson Corp.
Business Auto Insurance

J.M. Wilson can offer Business Auto Insurance for a number of classes (sampling below).  Our markets provide competitive rates for liability, physical damage, on-hook and cargo coverage for up to 50 power units.   Sample Classes For B...
Bailey Special Risks, Inc.
Child Care & Day Care

Commercial or residential coverage is available. This product allows the applicant to pick and choose those coverages and limits they desire. Policies can be written as a complete package or monoline liability with or without the Molestation & Ab...
Brown & Riding
Child Care Centers Insurance

Admitted Child Care Product The Deluxe Product includes General Liability at $1,000,000/$2,000,000, including Professional Liability, Child Molestation/Abuse at $25,000/$50,000, Hired & Non-Owned Auto, Defense Cost Reimbursement. Proper...
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Further Reading 
Just as one might use a CPA to prepare their income taxes or an attorney to help them with their estate planning, many choose to use an insurance agency to write their insurance policies. This choice is mainly made because a person feels they need pr...
Your business insurance value has no relation to your policy premium or your policy premiums, the value of your insurance portfolio related directly to the risks you insure against. If you are not an insurance expert, it is important for you to meet ...
Some people are superstitious about insurance. They might be afraid to buy Life insurance for their children, just as some people are fearful to buy it for themselves. Others feel sure that nothing bad could ever happen to their children, so they av...
Short-Term Care Insurance (STCI) can help pay for your medical care in an assisted-living facility or nursing home for a relatively short period (90 to 360 days) during recovery, convalescence, or recuperation when you can't take care of yourself ...
There is a growing awareness and concern surrounding steadily rising long-term care costs and the fact that our population is living longer, thereby creating an increased demand for inventive solutions. Many employers have heard this demand loud and ...