Overview of the Program from TCB Insurance Programs, LLC
Our Contingent Motor Truck Cargo Insurance program provides vital protection for freight brokers and forwarders against loss or damage to cargo when the underlying motor carrier’s policy fails to respond or is insufficient. With the ability to make required DOT filings for freight forwarders, we ensure compliance and convenience for your clients.
Ideal Accounts and Appetite
We work with a wide variety of freight operations, from startups to large fleets. Our appetite includes:
- New ventures with no prior coverage or loss history
- Freight brokers and forwarders of all sizes
- Fleets ranging from 1 to 1,000+ units
- Specialty haulers including auto, RV, and boat transporters
- Household goods movers and furniture carriers
You might have a client who’s launching a new brokerage focused on refrigerated goods or a freight forwarder who handles cross-country auto transport—our program can accommodate both.
Coverage Highlights and Advantages
Our program is known for its broad coverage, competitive pricing, and fast turnaround times. Key features include:
- Limits up to $10,000,000 available
- Contingent Motor Truck Cargo Insurance with DOT filings
- Reefer breakdown coverage for temperature-sensitive goods
- Flexible solutions for complex and niche transport risks
Most quotes can be completed the same day via phone or email, allowing you to respond quickly to client needs.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on account size, commodities transported, and coverage limits. We offer underwriting flexibility and will work with you to determine the right structure for your client’s unique exposure. Our broad market access allows us to find solutions for even hard-to-place risks.
Territories and Availability
This program is available in all U.S. states except where otherwise restricted. We currently offer coverage in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With TCB Insurance Programs, LLC?
As a wholesale broker with access to various carriers, TCB Insurance Programs, LLC brings specialized knowledge and service-focused underwriting to the transportation insurance space. We pride ourselves on our ability to turn around quotes quickly, offer flexible terms, and support agents with both common and complex risks. If you're looking for a responsive partner with deep experience in contingent cargo exposures, we’re here to help.
For more information about our
Contingent Motor Truck Cargo Insurance, visit our website
www.tcbinspro.com.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for freight brokers, freight forwarders, and specialty haulers—including new ventures—who need contingent cargo protection.
Can you provide coverage for new transportation businesses?
Yes, we welcome new ventures and can provide coverage solutions even without prior insurance history.
Do you offer filings for freight forwarders?
Yes, we can make the required DOT filings as part of our contingent cargo insurance offering.
What is the typical turnaround time for a quote?
Most quotes can be turned around the same day by phone or email, depending on the complexity of the account.
Is the program available nationwide?
We offer coverage in most U.S. states. Please refer to our state availability list to confirm eligibility.
Need help placing an account? Connect with a market specialist.