Ideal Accounts and Appetite
This program is a strong fit for firms and individuals providing environmental consulting and assessment services. Target classes include:
- Archeologists
- Biologists
- Consulting engineering firms
- Consulting soil scientists
- Corrosion engineers
- Ecologists
- Environmental protection specialists
- Environmental compliance specialists
- Environmental site assessors
- Erosion control engineers
- Geologists
- Hydrologists
- Industrial hygienists
- Lead paint inspectors
- Natural resource managers
- Testing labs
- Toxicologists
- Wetland consultants
This program is ideal for both small and mid-sized firms seeking comprehensive coverage that includes pollution liability, professional liability, and cyber protection. You might have a client, for example, who performs Phase I and Phase II environmental site assessments and is looking for a multi-year policy with flexible limits and affordable deductibles—this program is designed for them.
Coverage Highlights and Advantages
Victor O. Schinnerer’s policy offers broad protections and flexible coverage options to address today’s environmental liability challenges. Key features include:
- Premiums starting at $1,000
- Deductibles starting at $1,000
- Limits up to $20 million
- Multi-year policy options for qualifying small firms
- Pollution liability coverage for all professional services
- Retroactive coverage available for eligible firms
- Cyber liability endorsement available
- First-dollar defense deductible options
These flexible terms allow you to tailor coverage to your client’s operations, whether they’re a solo practitioner or a growing consulting firm.
Underwriting Notes and Minimum Premiums
Underwriting is handled by Victor O. Schinnerer & Company as a Managing General Underwriter. The program is backed by CNA, a leading carrier in professional liability. Minimum premiums start at $1,000, making this a competitive option for smaller firms or startups.
Territories and Availability
This Environmental Consultants Insurance program is available in all 50 states and the District of Columbia. Whether your client is based in California, Texas, New York, or anywhere in between, you can access this program to meet their needs.
Why Work With Victor O. Schinnerer & Company
As one of the most respected MGUs in the industry, Victor O. Schinnerer & Company brings decades of underwriting experience and a strong carrier relationship with CNA. Their focus on professional liability and environmental exposures ensures that agents and brokers receive expert guidance and responsive service. You get access to tailored underwriting, competitive terms, and a program built specifically for your environmental consulting clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for environmental consultants such as geologists, hydrologists, biologists, industrial hygienists, and firms conducting environmental site assessments or compliance work.
Is pollution liability included in the coverage?
Yes, the policy includes pollution liability for all covered professional services, making it suitable for consultants working in regulated or high-risk environments.
Are multi-year policies available?
Yes, multi-year policy options are available for qualifying small firms, providing long-term stability and rate predictability.
What is the minimum premium for this program?
Premiums start at $1,000, making this an accessible option for smaller or startup environmental firms.
Which states is the program available in?
The program is available in all 50 states and the District of Columbia.
Need help placing an account? Connect with a market specialist.