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How Long Should I Keep My Records?

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HOW LONG SHOULD I KEEP MY RECORDS? by Curtis Pearsall There's no single answer to the question of how long you should keep your records. A rule of thumb generally calls for a seven-year retenti...

E&O: E-Mails And Binding Coverage

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E&O: E-MAILS AND BINDING COVERAGE by Curt Pearsall E-mail between agents and their clients is becoming increasingly common. Curt Pearsall recommends that you and your staff develop and implement ...

E&O In A Changing Marketplace

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E&O IN A CHANGING MARKETPLACE by Curtis Pearsall In most parts of the country, the marketplace is taking on a different look. As companies attempt to improve their bottom line, the...

E&O: Are You A Good Agency Or A Great One?

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E&O: ARE YOU A GOOD AGENCY OR A GREAT ONE? by Curt Pearsall Obviously, determining whether youre a good agency or a great one is a matter of opinion. But whose opinion counts: those of ...

Don't Say It's So Unless You'Re Sure It's So

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DON'T SAY IT'S SO UNLESS YOU'RE SURE IT'S SO by Curtis Pearsall Recently, I had a personal situation that could have led to an E&O claim. Every year in August, I take my two boys and my oldest s...

Commercial Lines Deregulation: E&O Friendly?

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COMMERCIAL LINES DEREGULATION: E&O FRIENDLY? by Curtis Pearsall It's evident that many state legislatures are taking up the issue of Commercial Lines deregulation. There are many benefits to d...

Boost Your Commitment To E&O Prevention!

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BOOST YOUR COMMITMENT TO E&O PREVENTION! by Curt Pearsall How do hard market conditions affect your E&O strategies? This document by Curt Pearsall tells you why you should examine your ...

Are Your Homeowners Accounts Insured To Value?

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ARE YOUR HOMEOWNERS ACCOUNTS INSURED TO VALUE? by Curtis Pearsall Youve decided to add a family room to your house with big bay windows, and French doors opening onto a back garden. Y...

Are You Offering Employment Practices Liability Insurance?

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ARE YOU OFFERING EMPLOYMENT PRACTICES LIABILITY INSURANCE? by Curtis Pearsall Claims alleging wrongful employment practices have undoubtedly increased significantly over the last decade. According t...

Are You An Insured Under Your E&O Policy?

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ARE YOU AN INSURED UNDER YOUR E&O POLICY? by Curtis Pearsall When comparing one E&O policy against another, you may be looking at which acts are covered, whether 'full prior acts' is provide...

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