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US Risk

U. S. Risk Insurance Group, Inc. is a specialty lines underwriting manager and wholesale broker headquartered in Dallas, TX. Operating 16 domestic and international branches, it offers a broad range of products and services through its affiliate companies, which include U.S. Risk Underwriters, U.S. Risk Brokers, Oxford Insurance Brokers Ltd.(London), Advocate Reinsurance Partners, James Hampden International, Abraxas and Unisource Program Administrators.

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Posts in category Health Care - Health Care

Product Specialties

Author JulieByington , 10/15/2012
US Risk offers a wide and comprehensive range of products for insurance agents nationwide. Here is one glimpse at what we can do for you!  Adult Daycare  Allied/Misc. Healthcare  Assisted Living Centers  Cyberliability  Employment Related Practices  EPLI  Errors and Omissions  Excess Malpractice/Professional  For Profit D&O  Ins. Agents E&O  Lawyers  Non-Profit D&O  Professional Liability  Social Services   Our team  underwrites a Lloyds of London Miscellaneous Professional Liability Program for Insurance Agents, Home Inspectors, and Miscellaneous Consultants. Other professional lines, including Lawyers, Architects and Engineers, are brokered to select markets.  Our Team is experienced in underwriting and marketing for large property and casualty carriers. You can reach Ashton Dooley  at (480) 922-4441 ext. 17015.

Obesity related conditions could add $66B annually to medical costs by 2030

Author JulieByington , 9/24/2012
From http://www.businessinsurance.com US RiskMedical costs associated with treating obesity-related diseases in the United States could increase by as much as $66 billion annually by the year 2030, based on current trends, according to a new study released by the health policy group Trust for America's Health. The state-by-state analysis of obesity-linked disease rates and associated medical spending, released Tuesday by the Washington-based organization, also projects that obese individuals could account for 44% of all American adults by 2030 if obesity rates nationwide continue to grow at their current pace. According to the study, “F as in Fat: How Obesity Threatens America's Future 2012,” that rate of growth would likely lead to more than 6 million new cases of type 2 diabetes, 5 million cases of coronary heart disease and stroke, and more than 400,000 cancer diagnoses in the next 20 years. Those new cases will add between $48 billion and $66 billion per year to the nation's spending on direct costs for obesity-related medical care by 2030 under current projections, according to the study. An unchanged growth rate of the percentage of obese Americans also would significantly inflate indirect costs over the same 18-year period, the report says. The associated loss in economic productivity, the study predicts, could be between $390 billion and $580 billion annually. The study also notes that workers compensation claims costs generated by obese employees are typically much higher than those generated by “healthy weight” workers, though it did not provide a year-over-year prediction for cost growth under current conditions.

Illinois challenges workers comp claim- carpal tunnel

Author JulieByington , 9/19/2012
SPRINGFIELD, Ill., Aug. 8 (UPI) -- A former Illinois workers' compensation arbitrator's $25,233 worker's compensation payment is being challenged in court by state officials. The Illinois attorney general's office is seeking to reverse the tax-free cash settlement paid to Jennifer Carril, who filed for a disability settlement in 2010 for injuries she said resulted from typing on her computer, the Belleville (Ill.) News-Democrat reported Wednesday. Carril, whose claim was backed up by a doctor who said she suffered from carpal tunnel syndrome, resigned from her job as a workers' compensation arbitrator in July 2011. Maura Possley, spokeswoman for Illinois Attorney General Lisa Madigan, said the office filed its legal challenge June 18. "We are asking the court to review and reverse the decision," Possley said. Carril and her lawyer declined to comment. U.S. Risk Health Care realizes that the healthcare industry is one of the fastest growing business segments in today's economy. Therefore, our "health care team" has been designed to provide insurance products through insurance agents and brokers to those organizations who deliver medical, social and philanthropic services to the public.

The healthcare industry is one of the fastest growing business segment

Author JulieByington , 9/12/2012

Introduction to the division:

U.S. Risk Health Care realizes that the healthcare industry is one of the fastest growing business segments in today's economy. Therefore, our "health care team" has been designed to provide insurance products through insurance agents and brokers to those organizations who deliver medical, social and philanthropic services to the public.

The U.S. Risk Health Care team consists of a group of tenured insurance professionals as well as in-house legal and risk management specialists. The Health Care team is unique because we deliver underwriting, brokerage, claims handling and risk management capabilities to our customers.

Our insurance products are specifically designed for those organizations that provide medical or professional services to a wide range of clients.

Our offices are located in Boston, Dallas and Houston so that we are situated to be there when you need us.


Target Classes of Business
 Nursing Homes, Assisted Living and Independent Living Facilities
 Social Services (for profit and not for profit)
 Miscellaneous Healthcare (adult daycare, alcohol and drug rehab, home healthcare, hospice etc.)
 Misc. Medical (doctors, clinics, hospitals, laboratories, life sciences, physician groups etc.)For a more detailed description of the programs and expanded classes of business please refer to the flyer links below.

 

 

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