1st Rate Insurance Services

Car Insurance
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    16000 Mill Creek Blvd Ste 203, Mill Creek, WA 98012
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1st Rate Insurance Services
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1st Rate Insurance Services LLC. is an Independent Insurance Agency located in Mill Creek, Washington, specializing in Auto Insurance, Home Insurance, Life Insurance, Business Insurance, Umbrella Coverage, Earthquake Insurance, Flood Insurance and all types of Recreational Vehicle Insurance. We serve the Personal and Business insurance needs of Individuals, Families and Businesses in the Pacific Northwest, throughout Washington and Oregon. We are not employed by any insurance company and have your best interest in mind. As an independent agency, we can offer YOU multiple options for any of your insurance needs from over 20 Top Rated Insurance Companies. Our direct connection with each company's sales, underwriting and claims department allows us to be YOUR personal advocate. We have the knowledge, understanding, and means to locate the insurance products and services that best suit your specific needs. Whether your driving record is perfectly clean or you have a few blemishes, we can help. Even if you've had a homeowner's claim or are being non-renewed by your current company, we can assist you. If you homeowners insurance company has dropped your Earthquake coverage or increased your rates, we can find you an insurance company to fit your specific situation at a very competitive price. Have you been with the same company for years without comparing coverage's & costs? Give us a call and you will be amazed at how much you will save. We have saved some of our clients over $1200 by packaging all their insurance policies.




Insurance is a key component in helping you recover from accidents, disasters and lawsuits. At 1st Rate Insurance Services, we have you covered. Our agents and support staff are here to give you the right insurance related advice based on your specific needs – helping you get the right coverage for you, your family and/or your business. While we can help you with almost any type of insurance, or guide you to the right partner of ours here are some of the key areas that most folk require insurance -
  1. Home Insurance (including renters insurance, condo insurance) – every community and locality has specific needs. Some areas are more prone to fires, others to floods. Our agents understand the vagaries of homeowners insurance needed in the Mill Creek, WA area and we can help you get great insurance coverage for – fire protection, flood insurance, insuring valuables, and even personal umbrella insurance – coverage that gives you additional peace of mind.
  2. Auto Insurance – in the vast majority of states it is illegal to drive without at the very minimum liability insurance coverage for a vehicle you drive. But, the nuances are different from state to state and in some cases county and city rules may require special consideration. Our agents can help you navigate the different auto insurance coverages, riders and recommend carriers, pricing and adequate coverage based on your specific needs.
  3. Business insurance – every business has different needs. While all businesses need some form of liability insurance; professional services need additional E&O, there are specific needs for each and every class of business - for example construction/contractors may need specific coverage based on the location (Mill Creek, WA); and many blue collar businesses need special commercial auto insurance and workers compensation coverages.

Contact us over the web by clicking the email button, we would love to hear your story, give you some great insurance advice, and if you think we can get you some comparative quotes - we will use our expertise to your advantage.

There are no locations.