International Excess Program Managers offers a specialized Durable Medical Equipment Insurance program designed for agents and brokers seeking reliable markets for DME providers. With nearly two decades of experience managing this exclusive program, we understand the unique risks and regulatory demands your clients face in the evolving healthcare landscape.
Ideal Accounts and Appetite
This program is ideal for businesses that rent, distribute, or sell durable medical equipment and supplies. Target classes include but are not limited to:
- Home healthcare supply vendors
- DMEPOS providers (Durable Medical Equipment, Prosthetics, Orthotics, and Supplies)
- Medical mobility device retailers
- Respiratory and oxygen equipment providers
You might have a client who operates a regional DME company providing wheelchairs and hospital beds to patients at home—or a small chain of oxygen supply retailers. This program is built to address their unique liability and property risks.
Coverage Highlights and Advantages
- Property and General Liability packaged together for streamlined coverage
- Professional Liability included with standard limits of $1M / $3M
- Backed by A-rated carriers
- Access to in-house underwriters and binding authority for faster turnaround
- Program has been successfully operating since 2004
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on risk characteristics such as revenue, services provided, and location. Our team has the authority to quote and bind in-house, which means we can offer fast, responsive service and help you move your accounts efficiently.
Territories and Availability
This program is available in most U.S. states, including DC. We are able to file surplus lines taxes in all 50 states, with markets available on a non-admitted basis in many jurisdictions. Reach out to our team to confirm availability in your client’s state.
Why Work With International Excess Program Managers?
As a managing general agency with a long-standing commitment to niche healthcare programs, International Excess Program Managers brings deep underwriting knowledge, stability, and efficiency to every submission. Whether you're placing a startup DME business or a well-established regional supplier, we provide the tools and expertise to help you close the deal.
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Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for businesses that sell, rent, or distribute medical equipment, including DMEPOS providers, respiratory supply companies, and home healthcare equipment vendors.
Is this program available in all states?
Yes, the program is available in most states, and we can file surplus lines taxes in all 50 states. Availability may vary by carrier and risk profile.
What coverages are included in the program?
The program offers a package policy that includes Property, General Liability, and Professional Liability, with standard limits of $1 million / $3 million.
Do you have in-house underwriting authority?
Yes, we have in-house underwriting, quoting, and binding authority, which allows for faster turnaround and more flexible service.
How long has this program been in operation?
This exclusive Durable Medical Equipment Insurance program has been operating since 2004 and is backed by A-rated carriers.
Need help placing an account? Connect with a market specialist.