Janitorial Firms Insurance
Overview of the Program From Abram Interstate Insurance Services, Inc.
Abram Interstate Insurance Services, Inc. offers a specialized Janitorial Firms Insurance program designed to help agents place coverage for cleaning and janitorial service providers. As a Managing General Agency with access to various non-admitted carriers, Abram Interstate provides flexible underwriting solutions to meet the unique risks faced by janitorial businesses operating in commercial, residential, and industrial environments.
Ideal Accounts and Appetite
This program is ideal for independent insurance agents servicing professional janitorial firms, including:
- Commercial office cleaners
- Residential cleaning services
- Industrial and warehouse janitorial providers
- Day porters and night cleaning crews
Accounts with experience, strong safety protocols, and contracts in place are generally a better fit. Abram Interstate can consider both new ventures and established operations, depending on the risk profile.
Coverage Highlights and Advantages
The Janitorial Firms Insurance program includes essential coverages tailored to the exposures of the cleaning industry. Available coverages include:
- General Liability – Protects against third-party claims of bodily injury and property damage
- Lost Key Coverage – Addresses the cost of replacing locks or rekeying due to lost or stolen keys
Additional enhancements may be available depending on the insured’s operations and underwriting review. This program is designed to help your clients protect their reputation, manage operational risk, and meet contract requirements.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on account size, operations, and risk characteristics. Abram Interstate's underwriting team works closely with agents to assess each submission and provide competitive, customized solutions. While the program is non-admitted, it allows for greater flexibility in structuring coverage for hard-to-place or unique janitorial operations.
Territories and Availability
This program is currently available to agents with risks located in Arizona, California, and Nevada. Agents in these states can access the program through Abram Interstate to serve their janitorial clients with competitive options and responsive service.
Why Work With Abram Interstate
Abram Interstate Insurance Services, Inc. brings deep experience in specialty commercial programs, offering brokers access to niche markets and fast, knowledgeable underwriting support. Their Janitorial Firms Insurance program is built to help agents serve a high-demand industry with tailored coverage and non-admitted flexibility. Whether you're looking to place a small residential cleaning service or a larger commercial janitorial contractor, Abram Interstate can help you find the right fit for your client.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program fits janitorial and cleaning service providers, including commercial office cleaners, residential cleaning companies, and industrial janitorial firms.
Is this program available for new ventures?
Yes, Abram Interstate may consider new ventures depending on the overall risk profile and available underwriting information.
What coverages are included in the program?
The program includes General Liability and Lost Key coverage. Additional options may be available based on the insured’s operations.
Is the program admitted or non-admitted?
This is a non-admitted program, offering more flexibility for unique or hard-to-place risks.
Which states is the program available in?
The Janitorial Firms Insurance program is currently available in Arizona, California, and Nevada.
Need help placing an account? Connect with a market specialist.