Home Health Care & Medical Equipment Suppliers

Amwins Program Underwriters offers a unique program to fit the property and casualty coverage needs of home health care agencies and hospice and medical equipment suppliers. With over 40 years of experience, we have the partnerships and deep understanding of the market exposures to provide a broad range of coverage.

States Available

*DME/ HME providers and distributors are only written on a non-admitted basis.

Target Accounts Include:

Home Health Care Agencies / Providers
Visiting Nurse Associations (VNA's)
Home Infusion Providers
Hospice Providers
Companion Care Providers
Home Medical Equipment Suppliers (with and without retail operations)
Unskilled / ADL Providers
DME / HME providers to homes and other facilities (Non-Invasive Equipment)
Infusion Suites
Drug Distributors
Equipment Distributors
Small Staffing Providers (under $50K in premium, not eligible in AZ, FL, IL, or NM)

Coverage Offered:

Professional Liability
General Liability (Occurrence and Claims Made options in most states)
Employee Benefits Liability (when PL & GL is written)
Package policy includes coverage for I.C.’s while working within scope of duties for Named Insured
Bodily Injury definition includes mental anguish and mental injury on the CGL
Non-Owned & Hired Auto (Owned/ Commercial Auto not eligible)
Crime or Fidelity Bond (admitted)
Sexual Abuse is included within the definition of “Professional Services Wrongful Act” in the policy form
Defense costs are generally outside the policy limits on package policy
Property (admitted)
Excess / Umbrella (when PL & GL is written)
Worldwide Coverage (claim must be filed in U.S.)

Carrier
A.M Best rated "A"

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Amwins Underwriting has other insurance programs like Accident Medical Insurance.