Overview — Amwins Underwriting Water Well Contractors Program
Amwins Underwriting provides a focused Managing General Agency program for water well and ground water contractors. Underwritten through Markel, this program is built for contractors whose core operations include drilling, servicing, pump installation and repair, and geotechnical/environmental drilling performed at the direction of an engineer or consultant. The program’s coverages are designed to address the specialized equipment, autos, and liability exposures common to the trade.
Ideal Accounts and Appetite
- Water and geothermal well drilling and servicing contractors
- Ground water pump installation, service and repair contractors
- Geotechnical and environmental drillers performing core sampling and work under engineer or consultant direction
Accounts with standard well-drilling operations, owned rigs and equipment, and routine service/repair work are good fits. The program is not intended for oil & gas operations, construction piling/underpinning drilling, or cathodic protection drilling.
Ineligible Operations (Examples)
- Any operations performed for oil and gas companies or on oil and gas lease land, pipeline right-of-way, or refineries
- Construction drilling related to piling or underpinning
- Drilling for cathodic protection
Coverage Highlights and Advantages
- Property — buildings, owned equipment and business property
- General liability — tailored to drilling exposures
- Automobile — commercial auto exposure for service fleets and transport vehicles
- Inland Marine — rigs, drills, pumps and contractor’s equipment schedules
- Umbrella — excess limits to broaden liability capacity
- Down-the-hole coverage — for tools and equipment used in boreholes
- Loss of income for damaged equipment — to help cover income interruption while key rigs or equipment are repaired
The program pairs industry-focused underwriting with coverage forms suited to contractors who operate mobile rigs and heavy equipment, helping agents place accounts that might be difficult in a standard commercial market.
Underwriting Notes & Submission Requirements
Underwriting is equipment- and operations-driven. Provide complete details on rigs, vehicles, and the scope of drilling activities to get an accurate assessment.
Required submission materials:
- Completed industry standard applications, signed by the insured, including detailed property information (construction, occupancy, square footage and age)
- Water Well Contractors Supplemental Questionnaire, signed by the insured
- Five years of recently valued company loss runs
- Updated driver information
- Expiring premiums and target premiums for all lines of coverage
- Federal Employer Identification Number (FEIN)
- Complete vehicle identification numbers (VIN)
- RIG schedule
Please send submissions to: [email protected]
Territories and Admitted Status
The program is available in all states except New York and Cook County, Illinois. Admitted placement is available in the states where the program is admitted; contact underwriting for state-specific admitted/non-admitted guidance.
Why Work With Amwins Underwriting on Water Well Contractors
- Specialized underwriting through an MGA with deep contractor knowledge and a dedicated program for drilling exposures.
- Access to Markel paper and forms suited to mobile rigs, equipment schedules, and down-the-hole exposures.
- Practical submission checklist that speeds underwriting review when fully completed.
Agent scenarios — when this program fits
- You have a mid-sized residential well driller that owns multiple rigs and a service fleet — the program can package property, inland marine for rigs, commercial auto and general liability.
- You represent a geotechnical driller performing core sampling under engineer contracts — the program’s appetite for environmental and geotechnical drilling (when performed under engineer/consultant direction) may allow placement when standard markets are hesitant.
Frequently Asked Questions
What types of water well contractors are a good fit for this program?
The program targets water and geothermal well drillers, pump installation and repair contractors, and geotechnical/environmental drillers working under engineer or consultant direction. It’s best for contractors with owned rigs and equipment and routine drilling/service operations.
Which operations are excluded from the program?
Operations for oil & gas companies or on oil/gas lease land, pipeline right-of-way and refinery operations, construction piling and underpinning drilling, and cathodic protection drilling are not eligible.
What submission materials will speed underwriting?
Provide completed applications and the program supplemental questionnaire signed by the insured, five years of recently valued loss runs, a complete rig schedule, vehicle VINs, updated driver lists, FEIN, and expiring/target premiums for all lines.
Is the program available nationwide?
The program is available broadly but excludes New York and Cook County, Illinois. Check with Amwins Underwriting for any state-specific admitted vs. non-admitted placement guidance.
Need help placing an account? Connect with a market specialist.