American Lumber Underwriters
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American Lumber Underwriters
Contact Us
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Lumber and Woodworking Industry Workers Compensation
Here at American Lumber Underwriters we are the experts in Workers Compensation for the lumber industry. Our Lumber Insurance coverage for Workers Compensation is designed to meet the unique challenges and needs of your clients in the Lumber and forest products industry.

Many of the classes of business in the Lumber Industry are considered to be high hazard classes due to the nature of operations. Sawmills are a good example, as they have multiple saws, conveyors and motors requiring guarding. They also have extremely heavy mobile yard equipment moving large loads across the facility. This equipment requires proper training. In addition, employees are often exposed to repetitive and heavy lifting of materials. As a result of the numerous exposures and potential for both multiple and severe claims, many carriers, will not provide coverage for these classes of business.

At American Lumber Underwriters we understand the exposures associated with the different classes in the lumber and forest products industry and will work with you to help secure coverage for your clients. Once coverage is in place, our program, will continue to work with you and your client to handle claims efficiently and professionally.

We also have risk control services available to help your Lumber and Forest Products Industry client identify and manage their exposures. Such services include operation inspections, claims reviews, web based training, safety videos, DVDs or web streaming and white papers. All of these tools are designed to help enhance the organization’s safety and health programs, which when implemented, will help increase the quality of the Lumber industry client, improve their workers compensations results and ultimately lead to reduced Workers Compensation premiums.

At American Lumber Underwriters we look forward to working with you to help you secure Workers Compensation coverage for your lumber and forest products industry accounts.

Our Lumber Workers Compensation Insurance Program can provide the coverage, claims service and risk control service that your client needs!

Our target classes include, but not limited to:

• Sawmills
• Planer Mills
• Cabinet Mfg.
• Hardwood Flooring Mills
• Veneer Mfg
• Plywood Mfg.
• Pallet Mfg.
• Truss Mfg.
• Laminated Wood Products
• Door & Window Mfg.
• Wood Treating
• Millwork Mfg.
• Stair Mfg.
• Furniture Mfg.
• Chip Mills
• Mulch Mfg.
• Wood Products Mfg.
• Lumber Yards
• Building Material Dealers
• Hardware Stores
Submission Requirements:
• Workers Compensation Application including Federal Employer Identification Number
• Last 5 years premium & payroll history
• 5 years currently valued loss runs
• Details on losses over $25,000
• New and expiring Experience Rating Worksheet
• Number of employees per class code
For more information on coverages we offer please give us a call today to speak with one of our team members.

We are waiting to quote you!

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
  • Carriers:
  • Carrier Ratings:
    A or Better
  • Commission:
  • Min Premium:
    $10,000 for most classes. $20,000 for Sawmills


Request a Quote Now!



19620 W. Catawba Ave., 206
Cornelius, NC 28031
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American Lumber Underwriters has other insurance programs like Equipment Rental.