Amwins Underwriting
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Amwins Underwriting
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Commercial & Industrial Solar

NARDAC, part of Amwins Underwriting, is a specialist energy and infrastructure MGA. Through the Community Solar digital platform, NARDAC focuses on quickly quoting and binding coverage for mid-size, operational commercial and industrial solar photovoltaic (PV) accounts.

Overview of the Program

This program offers tailored property and business interruption protection for operational solar PV locations. The digital Community Solar platform is designed so agents can turn around quotes in minutes for eligible accounts. The program is offered on a non-admitted basis where applicable.

Ideal Accounts and Appetite

  • Operational commercial and industrial solar PV installations (roof, ground mount, carports).
  • Insured values typically between $100K - $20M per location.
  • Single locations or small portfolios (up to 30 locations).
  • Accounts across mainland USA (see Territories & Availability).
  • Includes accounts with battery energy storage systems (BESS).

Coverage Highlights and Advantages

  • 100% coverage for property damage and business interruption.
  • Minimum 25% of TIV provided for NAT CAT cover; full NAT CAT limit available for locations under $2M TIV.
  • BESS coverage included.
  • Coverage enhancements available: contingent business interruption, stipulated loss value, replacement power, TRIA, and deductible options.
  • No minimum premium required.

Underwriting Notes

Underwriting focuses on operational performance, site construction (roof vs. ground vs. carport), insured value, and exposure to natural catastrophes. Portfolio submissions (up to 30 locations) are considered; smaller portfolios often receive faster digital quotes. Provide current loss history, site photos or module layouts, and BESS specifications when applicable to speed review.

Territories & Availability

This program is available across mainland USA (Alaska, Hawaii and Puerto Rico excluded). See the list of states in the program details for site-by-site eligibility. The offering is provided on a non-admitted basis in the states where admitted filings are not available.

Why Work With NARDAC / Amwins Underwriting

  • Niche energy and infrastructure underwriting expertise through an Amwins MGA.
  • Digital quoting for fast turnaround on standard, eligible accounts.
  • Flexibility for mid-size portfolios and BESS exposures.
  • Competitive coverage enhancements to address the unique risks of operational solar sites.

You can view additional program detail through Amwins' product page linked above.

Frequently Asked Questions

What types of solar accounts are a good fit for this program?

Operational commercial and industrial PV installations with values between $100K and $20M per location are ideal. The program accepts roof, ground-mount and carport systems, including sites with battery energy storage.

How quickly can I get a quote?

Standard, eligible accounts can be quoted in minutes via the Community Solar digital platform. More complex accounts or portfolio submissions may require standard underwriting review.

Are battery energy storage systems (BESS) covered?

Yes. The program includes BESS coverage; provide BESS specifications and any relevant safety or monitoring information to support underwriting.

What information speeds submission and binding?

Provide current loss history, TIV per location, site type (roof/ground/carport), module or array layouts, and BESS details if applicable. Clear documentation reduces review time and helps deliver faster digital quotes.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    0
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A+ or better
  • Commission:
    -
  • Min Premium:
    -

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LOCATION

4725 Piedmont Row Dr., Ste 600
Charlotte, NC 28210
704-973-3489
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Amwins Underwriting has other insurance programs like Accident Medical Insurance.