Ideal Accounts and Appetite
We work with agents to place cyber liability coverage for a broad range of industries, with particular focus on the following target classes:
- Financial institutions, including banks and credit unions
- Healthcare organizations and medical facilities
- Higher education institutions
- Law firms and legal service providers
- Data security consultants and IT service providers
- Retail and e-commerce businesses
- Internet and network service providers
Whether you’re working with a university that stores vast amounts of student data or a healthcare provider managing electronic health records, our team can help tailor the right policy to match their cyber exposure.
Coverage Highlights and Advantages
Our Cyber Liability Insurance program is designed to address today’s ever-evolving cyber threats. Key features include:
- Security & Privacy Liability – Protection for the legal costs and liabilities related to data breaches or unauthorized access
- Network Business Interruption – Covers loss of income due to system downtime caused by a cyber event
- Cyber Extortion – Ransomware and extortion threat response and reimbursement
- Breach Response – Assistance with immediate response services including notifications and credit monitoring
- Forensic and Legal Assistance – Access to experts for investigation and legal guidance after an incident
- Event Management – Support for public relations, crisis communication, and brand repair
Underwriting Notes and Minimum Premiums
Each policy is underwritten based on the unique risk profile of your client. The level of coverage needed depends on factors such as data volume, industry, and internal cybersecurity measures. Minimum premiums vary, and we’ll work with you to find a solution that aligns with your client's needs and budget.
Territories and Availability
Our Cyber Liability Insurance program is available in most states, including but not limited to CA, FL, TX, NY, IL, and GA. We support agents across the U.S., including DC, and offer access to both admitted and non-admitted solutions depending on the state and risk profile.
Why Work With Breckenridge Insurance Services?
At Breckenridge Insurance Services, we combine deep expertise in cyber risk with responsive wholesale brokerage support. Our team understands the complexity of today’s digital threats and the importance of fast, flexible solutions. With access to multiple top-rated markets and a broad appetite, we’re positioned to help you deliver exceptional value to your clients.
Let us help you stay ahead of the curve and place cyber liability coverage that protects your clients from real and rising threats.
Frequently Asked Questions
What types of accounts are a good fit for this cyber liability program?
This program is ideal for businesses that handle sensitive digital information, including financial institutions, healthcare providers, law firms, schools, and retail or service businesses with online operations.
Does this program cover ransomware and data breach response?
Yes, coverage can include cyber extortion (ransomware), breach response, forensic investigation, and legal assistance depending on the policy selected.
Are both admitted and non-admitted options available?
Yes, we offer access to both admitted and non-admitted markets, depending on the state and specific risk profile of the insured.
What is the minimum premium for cyber liability coverage?
Minimum premiums vary based on the size and risk of the account. Our team can help you assess the right level of coverage and pricing for your client.
In which states is this program available?
This program is available in most states, including CA, FL, TX, NY, IL, GA, and others. Contact us to confirm availability in your client’s location.
Need help placing an account? Connect with a market specialist.