Program Highlights
- Limited product withdrawal expense
- Vendors additional insured (available on a blanket basis)
- Primary and noncontributory wording (available on a blanket basis)
- Waiver of subrogation (available on a blanket basis)
- Worldwide coverage available
- Employee benefits liability
• Hired and non-owned auto liability
Target Classes
Territories and Availability
Midlands offers product liability coverage in a wide range of states, including AL, AZ, AR, CA, CO, FL, GA, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY. Admitted markets are available in select states.
Why Work With Midlands Management Corp
As a Managing General Agency with deep experience in product-related risks, Midlands Management Corp delivers responsive service, underwriting expertise, and access to competitive markets. Whether you're placing a startup manufacturer or a seasoned distributor with complex risk, Midlands has the tools and flexibility to support your business.
You might have a client that imports and re-labels kitchen appliances for distribution in the U.S., or a regional manufacturer that includes installation and modification services—Midlands can help you find the right coverage solutions for these and many other scenarios.
Reach out to Midlands today to see how their Product Liability program can support your clients' risk management needs.
Frequently Asked Questions
What types of accounts are a good fit for this Product Liability program?
Midlands is a strong market for most manufacturing and distribution risks, including companies that provide product installation, modification, or repackaging services.
Do you require full submissions or can I get an indication?
To receive a formal quote, Midlands requires completed ACORD applications. Indications may be available with limited information depending on the risk.
Is this coverage available on an admitted basis?
Yes, admitted markets are available in select states. Non-admitted options are also offered depending on class and jurisdiction.
Can you write accounts with international exposure?
Yes, worldwide coverage is available, making this program suitable for clients with international operations or product distribution.
How do I submit an account for a quote?
Send completed ACORD applications to [email protected] for consideration by Midlands’ underwriting team.
Need help placing an account? Connect with a market specialist.