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Midlands Management Corp
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Midlands Management Corp
Contact Us
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Liability Coverage

Here at Midlands, we’ve developed a comprehensive Liability Coverage program designed to support agents and brokers seeking coverage solutions for large and national corporate clients across the United States.

Overview of the Liability Coverage Program

Wherever work is being done, there’s always potential for accidents, errors, or unexpected events that can lead to costly liability exposures. Our Liability Coverage program provides your clients with the protection they need against third-party claims arising from their day-to-day operations. Whether your insured is in hospitality, professional services, construction, or another complex industry, we help you secure coverage that addresses their unique liability risks.

Ideal Accounts and Target Industries

Midlands has a broad appetite and welcomes a variety of industries. Our program is especially suited for: • Hospitality Corporations
• Law Firms and Accounting Practices
• Financial and Telecommunications Services
• Educational Institutions and Religious Organizations
• Real Estate and Property Management Companies
• Construction and Janitorial Services
• Warehousing, Distributors, and Retail
• Employment Agencies and Consultants
• Forestry and Other Unusual Risks You may have a client that owns multiple apartment complexes or a regional consulting firm with growing liability exposure—both would be a strong fit for our program.

Coverage Highlights and Advantages

Our Liability Coverage program offers core protections as well as the ability to customize based on your client’s needs: • Liquor Liability
• Property Damage
• Defense Costs
• Advertising Injury
• Bodily Injury
• Personal Injury (including slander and libel)
• Medical Expenses We also provide access to optional coverages that can enhance your client’s protection, including: • Cyber Liability
• Employment Practices Liability (EPLI)
• Commercial Auto
• Expanded Property Coverage
• Workers Compensation
• Product Liability and more This program supports flexible structures and can be tailored to meet the needs of various industries and business sizes.

Underwriting Details and Program Features

We offer TPA services with coverage limits up to $10,000,000+ and flexible payment options to accommodate your insureds’ financial needs. Every submission is subject to underwriting review and approval. Coverage is available for both common and complex risk profiles.

Territories and Availability

This program is available in all 50 states and Washington, DC: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.

Why Work With Midlands?

As a trusted wholesale broker, Midlands specializes in complex and hard-to-place risks. Our team is experienced in developing liability solutions for a wide array of industries, and we understand the challenges agents face when placing multifaceted accounts. Our responsive service, deep market access, and underwriting flexibility make us a strong partner for your general liability and specialty liability placements.

Complex is our SPECIALTY!

Let us help you place your next liability risk with confidence.

*Please note that coverage is subject to policy terms, conditions, exclusions, underwriting review and approval and may not be available for all risks or in all states. Rates, discounts and underwriting rules vary, are determined by many factors, and are subject to change.

Frequently Asked Questions

What types of accounts are a good fit for the Midlands Liability Coverage program?

We have a broad appetite, with strengths in hospitality, professional services, construction, real estate, education, warehousing, and more. We also consider unusual or complex risks.

Is the program available nationwide?

Yes, our Liability Coverage program is available in all 50 states and Washington, DC.

What liability coverages are included?

Core coverages include bodily injury, property damage, medical expenses, defense costs, advertising injury, personal injury, and liquor liability. Additional options like cyber and EPLI are available.

What are the available coverage limits?

We offer limits up to $10,000,000+, depending on the account and underwriting review.

Do you offer flexible payment options?

Yes, Midlands provides flexible payment options to help accommodate your clients’ financial needs.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

3817 Northwest Expressway, 1000
Oklahoma City, OK 73112
800-800-4007
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APPLICATIONS

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Midlands Management Corp has other insurance programs like Active Assailant.