IrrigationPro™ is a focused insurance program from NIP Group created for contractors who install and repair irrigation systems and perform non-aerial pesticide applications. Built for landscaping, turf management, and agricultural enhancement trades, this program helps you place accounts that are often hard to insure with confidence and speed.
Ideal Accounts and Appetite
IrrigationPro™ targets businesses that work with lawns, turf, crops, golf courses, and other managed green spaces. Submit accounts that perform:
- Sprinkler and irrigation system installation, maintenance, and repair
- Non-aerial pesticide and herbicide application (ground-based)
- Excavation and trenching related to irrigation or landscaping
- Site preparation for lawn and landscape projects
- Land grading and improvement work
Example fits: a contractor who installs and maintains irrigation systems for residential developments, or an operator who provides pesticide application and turf care for golf courses. Both are the kinds of accounts this program is designed to place.
Coverage Highlights and Advantages
IrrigationPro™ delivers broad, customizable liability and property-oriented coverages tailored to the risks irrigation and pesticide contractors face. The program addresses exposures such as accidental property damage from heavy equipment, third-party bodily injury from on-site operations, and liabilities related to chemical applications. NIP Group places this program through multiple carrier partners to provide competitive options and flexible terms.
Underwriting Notes and Minimum Premiums
Underwriting is evaluation-driven and focused on operations, loss history, and controls for pesticide use and excavation work. Minimum premiums vary by risk profile and selected coverages. NIP Group works directly with agents to review submissions quickly and provide practical underwriting feedback that helps you place marginal or specialty accounts.
Territories and Availability
IrrigationPro™ is available in most states, including CA, FL, TX, NJ, NY, and IL, and operates across 49 states plus Washington, DC. Many placements are offered on an admitted basis where carriers are licensed, simplifying regulatory and claims handling for your insureds.
Why Work With NIP Group?
NIP Group is a managing general agency with deep experience in niche programs for landscaping, horticulture, and environmental services. By combining specialized underwriting expertise, access to multiple carriers, and responsive service, NIP Group helps agents place complex irrigation and pesticide exposures more efficiently. Their program team understands field operations, regulatory concerns around chemical use, and the contractors’ seasonal workflows—insights that translate to more effective placements.
Frequently Asked Questions
What types of accounts are a good fit for the IrrigationPro™ program?
The program is best for contractors who install, repair, or maintain irrigation systems and who perform ground-based pesticide applications for lawns, crops, golf courses, and similar properties.
Is the program available on an admitted basis?
Yes. Coverage is available on an admitted basis in most states where the program is offered.
Which states is the IrrigationPro™ program available in?
IrrigationPro™ is available in nearly all states, including CA, TX, FL, NY, NJ, and more—covering 49 states plus Washington, DC.
Are minimum premiums required?
Yes. Minimum premiums apply and vary based on the risk profile and coverage options selected for each account.
What carriers are used for this program?
NIP Group partners with multiple carriers to provide flexibility and competitive options tailored to each submission.
Need help placing an account? Connect with a market specialist.