Comprehensive Maritime Insurance Solutions From National Trust Insurance Services, LLC
National Trust Insurance Services, LLC is a Managing General Agency offering a focused Maritime Insurance program for agents and brokers placing marine business. Our program is designed to address the complex exposures faced by shipbuilders, marina operators, vessel owners, marine repair contractors, terminal operators and other marine-related businesses. We provide access to a range of coverages through multiple carriers and can place business on admitted paper in most states.
We know maritime risks—from operations afloat to property and equipment ashore—and give you the underwriting flexibility and market access needed to place both routine and more complex marine accounts with confidence.
Ideal Accounts and Appetite
This program suits a wide range of marine operations, including:
- Shipbuilders and boatyards
- Commercial vessel owners and operators
- Marine contractors and repairers
- Terminal and dock operators
- Marinas and wharfingers
- Marine equipment rental providers
Example fits: you might have a regional ship repair facility needing ship repairer’s liability plus hull and equipment protection, or a startup marine construction company requiring builders’ risk for vessels under construction and contractor liability coverage.
Coverage Highlights and Advantages
The National Trust Maritime program provides a broad suite of coverages to address both liability and property exposures. Typical options include:
- Marine liability
- Hull coverage for vessels
- Builders Risk for vessels under construction
- Protection & Indemnity (P&I)
- Ship Repairer's Liability
- Terminal Operator's Liability
- Wharfinger's Liability
- Pollution Liability
- Employers Liability and Workers Compensation
- USL&H (United States Longshore and Harbor Workers' Compensation Act)
- Property and Equipment Insurance
These coverages can be combined to craft tailored packages that match your client’s operations and risk profile, including pollution and environmental liability where exposures exist.
Underwriting Notes and Minimum Premiums
Underwriting is handled with marine expertise and a practical approach to placement. Minimum premiums vary by carrier, state, and coverage selections; National Trust works with multiple markets to find the best fit for simple accounts and more complex risks. Provide full account details—operations, values, vessel experience, and loss history—for quicker guidance and more accurate terms.
Territories and Availability
The program is available in most admitted states and inland territories. We currently write in:
AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, DC
If you are unsure whether a specific state or risk qualifies, contact the underwriting team for clarification.
Why Work With National Trust Insurance Services, LLC?
Partnering with National Trust gives you direct access to underwriters experienced in maritime accounts and to a network of carrier partners willing to consider a wide appetite of marine risks. We focus on responsiveness, practical underwriting, and placing accounts on admitted paper in most states where appropriate.
Our goal is to streamline placement: provide detailed submissions up front and our team will work to identify markets, negotiate terms, and help you close business efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Shipbuilders, boatyards, marine contractors, terminal operators, marinas, and commercial vessel owners are all typical fits for this program, depending on exposure and limits required.
Is this program available on an admitted basis?
Yes. National Trust places business on an admitted basis in most states where the carrier markets allow—availability depends on the specific risk and carrier appetite.
Can I get coverage for USL&H and Workers Compensation under this program?
Yes. Options for USL&H and workers’ compensation, along with employers liability, are available to address employee-related exposures common in maritime operations.
What is the minimum premium for this program?
Minimum premiums vary by carrier, state, and coverages selected. Submit account details to receive specific premium guidance.
Do you offer coverage for pollution liability?
Yes. Pollution liability is available to address environmental risks associated with marine operations, subject to underwriting review.
Need help placing an account? Connect with a market specialist.