Ideal Accounts and Appetite
We have a broad appetite with flexibility across many industries. Our Staffing Services WC Program is particularly well-suited for agencies that place workers in the following sectors:
- Clerical and administrative
- Professional and technical roles
- Hospitality and service positions
- Light and heavy manufacturing
- Medical staffing, including nurses and healthcare aides
With a broad range of acceptable class codes, we are able to accommodate accounts that many standard markets decline. Whether your client is a small staffing firm focused on clerical placements or a larger agency supplying skilled labor to manufacturers, we can help you find a solution.
Coverage Highlights and Advantages
This program is built for staffing agencies and offers tailored features that align with their operational and compliance needs:
- $5,000 minimum premium
- Competitive commission structures for agents
- Guaranteed cost and captive program structures available
- No experience modifier restrictions
- Industry-specific loss control services
- Aggressive claims management with quarterly reviews
- Pay-as-you-go billing options
- Alternative Workers' Comp solutions available
- Blanket Waiver of Subrogation and Alternate Employer Endorsements offered
These features are designed to help your staffing clients control costs, manage risk, and streamline compliance with client contract requirements.
Underwriting Notes and Submission Requirements
To ensure fast and accurate quoting, please submit the following:
- Completed Supplemental Application
- Workers’ Compensation ACORD Form
- Five years of currently valued loss runs and payroll history
- Current experience rating worksheet
- Last four quarters of IRS Form 941
- Details about the safety program
- Excluded class code justification (if applicable)
We recommend submitting well-documented applications to expedite underwriting and improve the likelihood of favorable terms.
Territories and Availability
This program is available on a non-admitted basis in most states, including but not limited to: CA, FL, IL, NY, TX, and WA. We offer coverage in all states except those with monopolistic WC systems. Please contact us for specifics if you have a multistate staffing client.
Why Work With Ryan Specialty National Programs?
Ryan Specialty National Programs is a trusted program administrator with deep specialization in staffing risks. Our team brings decades of experience, deep market access, and a strong service orientation. We provide not only competitive options but also the guidance and tools to help your clients reduce claims and improve profitability.
You might have a staffing client that’s struggling to get coverage due to a high mod or a tough class code—our program may be the right fit. Partner with us to access expert underwriting, responsive service, and a program designed to help you grow your staffing business book.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Staffing firms that place workers in clerical, professional, medical, hospitality, or light manufacturing roles are a strong fit. We also consider more complex or higher-risk classes on a case-by-case basis.
Is there a minimum premium requirement?
Yes, the minimum premium for our Staffing Services WC Insurance Program is $5,000.
Can you write multistate staffing firms?
Yes, we can write in most states except monopolistic ones, and we are experienced in handling multistate staffing operations.
What billing options are available?
We offer pay-as-you-go billing, which can help staffing agencies manage cash flow more effectively.
What documents are needed to submit an account?
We require a supplemental application, WC ACORD form, five years of loss runs, payroll history, experience rating worksheet, IRS Form 941s, safety program details, and any justification for excluded class codes.
Need help placing an account? Connect with a market specialist.