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America's Internet Brokers, Inc.
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America's Internet Brokers, Inc.
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Vacant Buildings

America's Internet Brokers, Inc. offers a specialized insurance solution for vacant buildings, providing agents and brokers with a reliable market to place these often-challenging risks. This program is designed for properties that are currently vacant and not undergoing renovation, whether held for sale or awaiting future use. Coverage is written on admitted paper from carriers rated "Excellent" or better by AM Best, providing financial stability and peace of mind for your clients.

Ideal Accounts and Appetite
This program is suited for vacant commercial or residential buildings that are:
  • 100% unoccupied (no partial occupancy)
  • Not currently under renovation or construction
  • Being held for sale, lease, or future development
If you have clients with investment properties, foreclosed homes, or buildings in transition between tenants or owners, this program provides a straightforward solution to protect those assets.

Coverage Highlights and Advantages
  • Property coverage limits available up to $5,000,000
  • General liability and umbrella coverage available
  • Admitted paper from top-rated carriers, including AIG, CNA, The Hartford, The Seneca Companies, Travelers, and Zurich
This program helps your clients manage the unique risks of owning a vacant property, such as vandalism, weather damage, and liability exposures.

Underwriting Notes
To qualify, the building must be completely vacant with no operations or tenants and not under renovation. Partial vacancies or properties undergoing updates are not eligible. Underwriting is efficient, and submissions are evaluated based on the building’s condition, location, and intended use.

Territories and Availability
This program is available in the following states: AZ, CA, CO, CT, FL, GA, IA, KS, KY, MD, MA, MI, MN, MS, NJ, NY, NC, OK, OR, PA, SC, TN, UT, VT, VA, WA, and WV. Reach out to America's Internet Brokers, Inc. to confirm availability and appetite in specific areas.

Why Work with America's Internet Brokers, Inc.?
As a trusted MGA, America's Internet Brokers, Inc. offers access to a strong panel of national carriers and understands the challenges agents face when placing vacant property risks. Their experience, responsiveness, and underwriting flexibility make them a valuable partner for placing hard-to-place property accounts.

For more details or to get started, visit their Vacant Buildings program page or view the full company profile on CompleteMarkets.

Frequently Asked Questions

What types of accounts are a good fit for this vacant building program?

This program is ideal for buildings that are completely vacant and not undergoing renovation. Common examples include properties held for sale, foreclosed buildings, and investment properties in between tenants.

Are buildings under renovation or partially occupied eligible?

No, the program is only for properties that are 100% vacant and not currently being renovated or remodeled.

What is the maximum property limit available?

The program offers property coverage limits up to $5,000,000 per location, depending on underwriting approval.

Is this program admitted or non-admitted?

This program is written on admitted paper through carriers rated Excellent or better by AM Best.

In what states is this program available?

Coverage is available in AZ, CA, CO, CT, FL, GA, IA, KS, KY, MD, MA, MI, MN, MS, NJ, NY, NC, OK, OR, PA, SC, TN, UT, VT, VA, WA, and WV.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    0
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    A.M. Best A VIII rated
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

  • Supplement
    Please complete Supplement and fax to Mickey Romeo at 631-853-9850.

AGENCY LICENSING

Copy of brokers license, Broker Agreement, and E&O of not less than $1 million limits. Also, three years loss runs, and in some cases up to five years.
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America's Internet Brokers, Inc. has other insurance programs like Coastal, Flood Zone & High Value Homes.