Ideal Accounts and Appetite
Our Shopping Centers Insurance program is tailored for retail strip centers, lifestyle centers, neighborhood shopping plazas, and small to mid-sized commercial retail developments. We are a great fit for agents looking to place accounts that may have unique exposures or fall outside the appetite of standard markets. Whether your client owns a standalone strip mall or manages a regional shopping complex with multiple tenants, we can help you find the right solution.
We are especially competitive on accounts with a mix of tenant types, including restaurants, salons, boutiques, medical offices, and service providers. Risks with prior claims or those needing flexible underwriting consideration are welcome for review.
Coverage Highlights and Advantages
- Business Income
- Business Interruption
- Commercial General Liability (CGL)
- Fire
- Glass Coverage
- Property Insurance
- Theft
- Real & Business Personal Property
- Premises Liability
These coverages are designed to protect against common exposures found in shopping centers, such as tenant-related property damage, slip-and-fall liability, loss of income due to fire or storm, and vandalism to exterior glass and signage.
Underwriting Notes and Minimum Premiums
We work with a variety of carriers to offer flexible underwriting options. Minimum premiums vary depending on the size, location, and risk characteristics of the property. Our non-admitted solutions provide access to markets that can handle complex or higher-risk exposures, often with faster turnaround than standard markets.
Submissions with complete property details, tenant occupancy mix, and loss history will receive priority consideration.
Territories and Availability
Our Shopping Centers Insurance program is available in the following states: CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, and WI. We focus on supporting agents across these regions with responsive service and underwriting flexibility.
Why Work With Advanced E&S Group?
As an experienced General Agency and Surplus Lines Broker, Advanced E&S Group offers agents access to competitive, tailored insurance solutions for retail real estate risks. Our underwriting team understands the unique exposures of shopping centers and works quickly to find the best fit for your client’s needs. Whether you’re placing a new strip mall development or need help with a non-standard risk, we’re here to support you with market access and customized service.
Explore our full company profile here or visit the program page directly at Shopping Centers Insurance to get started.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for retail strip centers, small shopping plazas, and mixed-tenant commercial centers, especially those that may not qualify for standard markets.
Is this program available in admitted markets?
No, this program is offered on a non-admitted basis through various surplus lines carriers.
What information is needed to submit an account?
We recommend submitting complete property details, tenant mix, square footage, occupancy rate, and recent loss runs for the best turnaround.
Are accounts with prior claims eligible?
Yes, we will consider accounts with prior claims, depending on the nature and frequency of losses.
What is the minimum premium for this program?
Minimum premiums vary based on risk characteristics, but we offer flexible solutions that can accommodate a wide range of property sizes and exposures.
Need help placing an account? Connect with a market specialist.