Ambulance & Non-Emergency Medical Transportation Insurance Program

Ambulance and Non-Emergency Medical Transportation Insurance Program

Responding to our Broker Partners

Our Medical Transportation program came about as a result of requests made by our broker partners to fill a gap in the industry. Working with our insurance carrier partners, we developed a specialized insurance program that meets federal, state and local governmental agency requirements—and we offer it to your clients at a competitive rate.

Healthcare Facilities Endorsement

One of the coverage differentiators brokers use as a selling point is the Healthcare Facilities Endorsement. This professional liability endorsement removes the exclusion for injuries that arise out of loading/unloading patients from motor vehicles, aircraft and watercraft.

Eligible Classes Include

• Emergency Transportation providers such as ambulance services
• Medical Transportation providers such as wheelchair van transportation services

Lines of Coverage

• Commercial Auto

–   Physical Damage

–   Up to $1,000,000 liability

–   UMC/UIM

–   Hired/Non-Owned Liability

• Professional Liability

–   Up to $1,000,000 each claim/$3,000,000 aggregate

–   Includes Healthcare Facilities Endorsement

–   Legal expenses paid outside liability limits

–   Sexual Misconduct/Abuse coverage included

–   Emergency Medical Treatment & Labor Act coverage included

–   Defendant Expense Benefits

• Commercial General Liability

–   Up to $1,000,000 occurrence/$3,000,000 aggregate

• Excess Liability

–   Up to $10,000,000

• Commercial Property
• Commercial Inland Marine

–   Portable Equipment

Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency.