Tree Trimmer Liability Solutions from Agents Insurance Markets, Inc.
Tree trimming and landscaping professionals face unique exposures, from property damage to bodily injury risks. Agents Insurance Markets, Inc. (AIM) brings over 30 years of contractor insurance experience to help you place quality General Liability coverage for your tree service and landscape contractor clients. Whether your insured is a solo operator or manages a full crew, AIM offers flexible options to fit a wide range of needs and budgets.
Ideal Accounts and Target Classes
This program is designed for contractors operating in North Carolina, Virginia, and Washington, DC. It’s a strong fit for agents with clients in the following classes:
- Tree Trimmers
- Landscape Gardeners
- Stump Grinding Services
- Residential Tree and Landscaping Work
- Commercial Tree and Landscaping Operations
You might have a client who operates a small tree removal business serving homeowners or a landscape contractor expanding into municipal or commercial work. This program can accommodate both types of accounts.
Coverage Highlights and Advantages
AIM works with top-tier carriers to offer non-admitted solutions that stand out in the market. Key features include:
- Comprehensive General Liability with limits up to $5,000,000
- Property Coverage with Enhancement Form
- Equipment and Tools covered through Property Floaters
- Additional Insured Endorsements available
- Waiver of Subrogation and Primary & Non-Contributory Wording available
- Per Project Aggregate options
- Damage to Premises Rented to You up to $100,000
- Medical Payments up to $5,000
- Occurrence Form coverage
- Low minimum premiums for qualifying risks
Underwriting Notes
This is a non-admitted program written through various carriers. While AIM is flexible, accounts should demonstrate proper safety protocols, equipment maintenance, and a clear scope of operations. The program is suitable for both new ventures and established businesses. Excess Liability is available for higher-limit needs.
Available States
Tree Trimmers Liability Insurance is available in the following jurisdictions:
- North Carolina (NC)
- Virginia (VA)
- Washington, DC
Why Work With Agents Insurance Markets, Inc.?
As a Managing General Agency with a long history in contractor markets, AIM understands the nuances of tree trimming and landscaping exposures. Their underwriting team is responsive, knowledgeable, and committed to helping agents find the right fit for each client. With access to multiple markets and a strong focus on service, AIM is positioned to help you succeed in placing challenging or specialty contractor risks.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Accounts involved in tree trimming, landscaping, stump grinding, and related residential or commercial services in NC, VA, or DC are ideal fits.
Is this program available for new ventures?
Yes, AIM can consider new businesses as long as they meet basic underwriting criteria such as safety protocols and clear operational details.
Can I get coverage for my client's tools and equipment?
Yes, Property Floaters are available to cover equipment and tools used in the contractor’s daily operations.
What is the maximum General Liability limit available?
General Liability limits are available up to $5,000,000, with Excess Liability options for higher needs.
Is this program admitted?
No, this is a non-admitted program written through various carriers, allowing for more flexible underwriting solutions.
Need help placing an account? Connect with a market specialist.