Ideal Accounts and Appetite
This program targets licensed architects, engineers, and consultants working on projects that include sustainable design, LEED or other green certifications, renewable energy integration, or energy-efficiency upgrades. Typical fits include:
- Firms delivering LEED-certified buildings or green infrastructure
- Consultants performing energy modeling, commissioning, or environmental impact analysis
- Engineers designing HVAC, solar, battery storage, or other energy-efficient mechanical systems
Example accounts you might place through us: a small architecture firm specializing in sustainable office buildings with solar integration, or an engineering consultant advising a municipality on energy-saving retrofits.
Coverage Highlights and Advantages
- Professional liability coverage tailored to exposures specific to green and energy-focused design
- Access to carriers familiar with energy performance and certification-driven disputes
- Potential coverage for economic loss tied to unmet certifications or performance guarantees (subject to underwriting)
- Admitted and non-admitted placement options available in select states
Underwriting Notes and Minimum Premiums
Underwriting evaluates firm size, annual revenue, professional staff, project types, contract terms, and claims history. Minimum premiums vary by carrier and state. We routinely consider new ventures, firms with prior claims, and accounts working on high-profile public or private projects—however, final appetite depends on the overall risk profile and submission details.
Territories and Availability
This program is available in most states, including CA, TX, NY, FL, IL, and WA. Coverage can be placed in all 50 states and the District of Columbia subject to carrier appetite and state-specific licensing. Some states offer admitted options; others are available only on a non-admitted basis.
Why Work With Alexander J. Wayne & Associates?
Alexander J. Wayne & Associates is a wholesale broker with deep experience placing specialized professional liability for niche and emerging sectors. We combine market relationships with technical underwriting insight into energy and environmental design exposures, helping you secure coverage for clients that may be difficult to place through standard markets.
Contact us to discuss specific submissions and to determine which carriers and placement options are available for your client’s location and project types.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Accounts that fit include architects, engineers, and consultants working on LEED or green building projects, energy modeling, commissioning, and renewable integration.
Can this program cover firms working on LEED-certified projects?
Yes. We work with carriers that understand LEED and other environmental certifications and can tailor coverage to certification-related exposures, subject to underwriting review.
Is coverage available in all states?
Coverage can be placed in all 50 states and Washington, D.C., although admitted versus non-admitted options vary by state and carrier.
What is the minimum premium for this program?
Minimum premiums vary by carrier, state, and the account’s risk characteristics. Contact us with submission details for an indicative quote.
Do you accept new ventures or firms with prior claims?
Yes. We will consider new ventures and accounts with prior claims; placement will depend on the overall underwriting profile and project exposures.
Need help placing an account? Connect with a market specialist.