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Alexander J. Wayne & Associates, Inc.
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Alexander J. Wayne & Associates, Inc.
Contact Us
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Professional Liability

Professional Liability insurance is essential for any individual or organization that provides professional services. Whether your client is a consultant, physician, engineer, or broker, an error or oversight can result in costly claims alleging negligence, errors, or omissions. A well-structured Professional Liability policy helps protect your clients from defense costs, settlements, and judgments tied to professional services.

Comprehensive Market Access With Alexander J. Wayne & Associates

At Alexander J. Wayne & Associates, Inc., we specialize in placing both standard and hard-to-place Professional Liability risks. As a wholesale broker, we maintain deep relationships with admitted and surplus lines carriers to deliver fast quote turnaround, competitive terms, and tailored solutions. Our carrier access includes top markets such as ACE USA, Beazley, CNA, Axis, and many others—giving you options when coverage needs are complex or unusual.

Ideal Accounts and Target Classes

This Professional Liability program serves a broad cross-section of professional classes. Bring us accounts in these categories with confidence: • Architects and Engineers
• Insurance Agents
• Medical Facilities and Doctor’s Offices
• Clinics and Hospitals
• Consultants and Surveyors
• Lawyers and Fiduciaries
• Staffing Agencies
• Environmental Professionals
• Medical Marijuana Dispensaries
• Railroads
• Non-Profit and For-Profit Directors and Officers
• Contractors and Brokers You can place everything from a single-location consultant to a growing multi-discipline engineering firm; we work both admitted and non-admitted markets depending on the state and risk profile.

Coverage Highlights

We provide a wide array of Professional Liability coverages and related protections, which can be tailored to client exposures: • Errors & Omissions (E&O)
• Hard-to-Place Professional Liability
• Directors & Officers (D&O) Liability
• Employment Practices Liability (EPL)
• Pollution Liability Insurance
• Cyber Liability
• Medical Malpractice E&O
• Media Liability
• Products Liability Policies are customized by industry exposure and can include limits, endorsements, and defense structures that align with each client’s operations.

Underwriting Flexibility and Minimum Premiums

Underwriting flexibility is a core strength of this program. Our carrier relationships allow us to consider accounts with prior claims, niche exposures, and higher-limit needs that can be difficult to place in standard markets. Minimum premiums vary by class and state—please consult with us on specific minimums for each account.

Territories and Admitted Status

This program is available in most U.S. states, including CA, TX, FL, NY, IL, and PA. We offer admitted placements where available and surplus/non-admitted options in other states to secure the best coverage and price for the exposure.

Why Work With Alexander J. Wayne & Associates?

Alexander J. Wayne & Associates brings decades of specialty market experience in Professional Liability. We focus on fast, practical underwriting responses, strong carrier relationships, and senior-level technical support on complex submissions. That combination helps you close business faster and place accounts that may be challenging elsewhere. Practical examples: - You might have a small clinic concerned about HIPAA and malpractice exposures — we can pair medical E&O with cyber and regulatory coverage where appropriate. - Or you may represent an engineering firm with expanding project work and prior claims; our markets can consider higher limits and tailored endorsements to address their evolving risk.

Why go anywhere else when you can go through AJ Wayne?


Call AJ Wayne today and ask how we can help you place standard and hard-to-place Professional Liability accounts.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is a good fit for professionals such as architects, engineers, consultants, medical providers, insurance agents, and directors and officers of both for-profit and nonprofit organizations. We handle single-location practices through multi-office firms.

Can you handle hard-to-place risks?

Yes. We specialize in both standard and hard-to-place Professional Liability accounts, including risks with prior claims, unique services, or higher-limit needs.

What carriers do you work with?

We have access to a wide range of leading carriers, including ACE USA, Beazley, CNA, Axis, and others, allowing us to match the right market to each account’s exposures.

Is the program available nationwide?

Yes. Coverage is available in most U.S. states. We offer admitted options where available and non-admitted/surplus lines placements where necessary to secure coverage.

What is the typical turnaround time for quotes?

Turnaround times vary by submission complexity, but our market relationships and streamlined submission process generally produce quick quotes so you can serve clients efficiently.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    A.M. Best A- rated or higher
  • Commission:
    Commissions vary depending on particular insurance carrier. Standard commission is 10% or more.
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

2551 N Clark, Suite 601
Chicago, AK 60614
773-328-1254
0D74940
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AGENCY LICENSING

If you are a new producer, we require a copy of the individual and agency producer license in your state. We do not require any contract or producer agreement. We have no minimum premium volume required in order to place coverage through our agency.

We can file the Surplus Lines tax in all States except: AL, KY, MS, NM, ND, SD
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Alexander J. Wayne & Associates, Inc. has other insurance programs like Architects and Engineers Professional Liability Insurance.