All Insurance Underwriters, Inc. is your trusted access point for placing business with Berkshire Hathaway Homestate Companies (BHHC), a nationally recognized AM Best A++ rated carrier. Known for their financial strength and customer-focused service, BHHC offers a wide range of solutions for complex and specialized risks. Whether you’re working with contractors, healthcare providers, or transportation companies, All Insurance Underwriters connects you to competitive markets and tailored coverage options.
Ideal Accounts and Appetite
Berkshire Hathaway Homestate Companies has a strong appetite for mid- to large-size accounts with premiums starting at $100K. This program is ideal for agents seeking markets for the following industries:
Premiums of $100K and up:
- Artisan Contractors (HVAC, Electrical, Plumbing, Painting)
- Local Trucking (within a 200-mile radius)
- Assisted Living Facilities and Nursing Homes
- General Contracting (outside artisan classes)
- Intermediate Trucking (201–500 mile radius)
- Non-Emergency Medical Transportation
- Home Healthcare Providers
- Social Service Organizations
- Fuel-Oil Haulers
Premiums of $150K and up:
- Long Haul Trucking
- Iron and Steel Fabricators
- Beer Distributors
- Gasoline Haulers
Premiums of $200K and up:
- Residential Garbage Collection
- Heavy Construction Contractors
- Paper or Pulp Manufacturing
- Quarries
Example: You might have a client operating a fleet of intermediate-haul trucks or a regional home healthcare agency—these are accounts that align well with this program’s appetite.
Coverage Highlights and Advantages
By placing business with BHHC through All Insurance Underwriters, you gain access to an experienced underwriting team and a financially stable carrier. BHHC is widely known for its superior claims handling, risk control services, and industry-specific expertise. This program helps your clients manage exposures tied to transportation, healthcare, construction, and other high-liability sectors.
Underwriting Notes and Submission Requirements
To ensure timely and efficient processing, please submit the following:
- Fully completed ACORD 130
- Detailed narrative of the account
- Marketing strategy or plans
- Currently valued loss runs
- Details on any losses exceeding $25,000
- Supplemental application, if applicable
- Experience Mod worksheet
- Financials may be required for certain accounts
Minimum premium requirements vary based on class and risk, starting at $100K for most accounts.
Territories and Availability
This program is available nationwide across all U.S. states, including DC. Whether your client operates in California, Texas, Florida, or New York, All Insurance Underwriters can help you access BHHC’s markets.
Why Work With All Insurance Underwriters?
As a wholesale broker, All Insurance Underwriters specializes in connecting agents with top-tier markets like Berkshire Hathaway Homestate Companies. Our team offers deep industry knowledge, responsive service, and a commitment to helping you close more business. From heavy contractors to healthcare providers, we understand your clients’ unique risks and are here to support your placement needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for midsize to large accounts, including artisan contractors, trucking operations, healthcare providers, and manufacturing risks with premiums starting at $100K.
What information is required to submit a risk?
You’ll need a completed ACORD 130, a narrative of the account, loss runs, marketing strategy, and other supporting documents such as supplemental apps and financials if required.
What is the minimum premium for this program?
Minimum premiums vary by class, but most acceptable risks start at $100K and up, with higher thresholds for more complex classes like long haul trucking or quarries.
Is this program available in all states?
Yes, this program is available in all U.S. states, including the District of Columbia.
Why should I place business through All Insurance Underwriters?
All Insurance Underwriters provides direct access to BHHC, expert underwriting support, and a streamlined submission process to help you place and retain complex accounts.
Need help placing an account? Connect with a market specialist.