Allstar Financial Group
Contact Us
contact_phone Click to call
Allstar Financial Group
Contact Us
contact_phone Click to call

Special Events Insurance

Special Events Insurance

Allstar Financial Group, through its Allstar Underwriters division, offers a flexible and responsive Special Events Insurance program designed to help agents place short-term or one-time event risks with liquor liability exposures. Whether your client is hosting a wedding, beer festival, fundraiser, or corporate event, this program is built to provide essential coverage with quick turnaround and underwriting support.

Our Small Business Solutions division makes it easy for you to quote and bind policies quickly. We work with multiple carriers to bring agents access to competitive markets that understand the unique exposures of special events, including liquor service and general liability risks.

Ideal Accounts and Appetite

We’re looking for temporary or one-time special events that include alcohol service or sales as part of the offering. Common risks that fit well in our program include:
  • Weddings and private parties
  • Charity fundraisers and galas
  • Beer, wine, and spirits festivals
  • Concerts and live entertainment events
  • Corporate events with hosted bars
Events with low to moderate attendance and good risk controls are preferred. We can consider a wide range of event formats, but venues with a history of claims, inadequate security, or high-risk activities may be ineligible.

Coverage Highlights and Advantages

Our Special Events Insurance program offers flexible options to meet your clients’ needs:
  • Liquor liability limits from $100,000/$100,000 up to $1,000,000/$2,000,000
  • Available as monoline liquor liability or packaged with general liability
  • Assault and battery coverage follows the general liability form
  • Fast quote and bind process with in-house underwriting support
This program is ideal for agents looking to provide tailored coverage quickly, especially for clients with last-minute event planning needs.

Underwriting Notes and Minimum Premiums

Minimum premiums vary based on event type, size, and coverage structure. We recommend submitting event details early for faster turnaround. Key underwriting considerations include:
  • Number of attendees
  • Duration of the event
  • Alcohol service details (hosted bar, cash bar, licensed servers)
  • Venue type and security arrangements

Territories and Availability

This program is currently available in the following states:
  • North Carolina
  • South Carolina
  • Georgia
  • Tennessee
  • Virginia
Coverage is written on a non-admitted basis in most available states, offering more flexibility for unique or hard-to-place event risks.

Why Work With Allstar Financial Group?

As a Managing General Underwriter and Excess & Surplus Lines Broker, Allstar Financial Group brings decades of underwriting experience and carrier relationships to every account. Our dedicated small business unit streamlines the process for agents, helping you secure the right coverage quickly for your event clients. When you need a responsive partner for special events with liquor liability exposures, Allstar Underwriters delivers the expertise and access you need.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Temporary or one-time events such as weddings, fundraisers, festivals, or private parties that include alcohol service or sales are a strong fit.

Is this coverage available for events with more than 500 attendees?

Yes, larger events can be considered, but additional underwriting details and risk controls may be required.

Can I write just liquor liability without general liability?

Yes, our program offers monoline liquor liability or a package including general liability, depending on the event needs.

How quickly can I quote and bind coverage?

Our Small Business Solutions division offers a fast turnaround. Most events can be quoted and bound within 24–48 hours with complete information.

What states is this program available in?

The program is currently available in North Carolina, South Carolina, Georgia, Tennessee, and Virginia.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter and Excess & Surplus Lines Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    A
  • Commission:
    -
  • Min Premium:
    varies

Browse

Request a Quote Now!

LOCATION

600 NC Hwy. 42 West
Clayton, NC 27520
877-950-3222
CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

Allstar Financial Group has other insurance programs like Apartment/Condo Insurance.