Argo Insurance (a member of Argo Group) offers a specialized Landscaping and Arborist Insurance Program through its Commercial Programs unit. Designed for independent agents and brokers, this program provides tailored coverage options backed by experienced underwriting and a strong carrier partner.
Ideal Accounts and Appetite
- Landscaping contractors, tree service providers, lawn care businesses, and arborists.
- Accounts that may include exposure to commercial auto, equipment transport, and property damage.
- Both established operations and growing businesses looking for comprehensive coverage with flexible options.
Coverage Highlights and Advantages
- Broad coverage including Property, Crime, Inland Marine, Commercial Auto, and Excess Risks—packaged competitively for your clients.
- Carrier: Argonaut Insurance Company, rated A XII by A.M. Best, providing strength and stability to your placements.
- Optional coverages such as Errors & Omissions (E&O), Employment Practices Liability Insurance (EPLI), Workmanship, and Pollution Liability endorsements available to customize protection.
- Experienced underwriting team focused specifically on landscaping and arborist exposures, leading to efficient quoting and policy issuance.
- Dedicated support from a knowledgeable staff committed to responsive service for producers.
Underwriting Notes and Minimum Premiums
The minimum premium for this program starts at $500, making it accessible for small to mid-size operations. Submissions are reviewed by underwriters with deep knowledge of the landscaping and tree care sector, allowing for thoughtful risk evaluation and customized solutions.
Territories and Availability
Coverage is available in Arizona, California, Colorado, Nevada, and Utah. Admitted status is available in some states—please contact Argo Insurance for specific state eligibility.
Why Work With Argo Insurance
Argo Insurance combines strong carrier backing with specialized program underwriting, offering a streamlined solution for producers placing landscaping and arborist accounts. You’ll benefit from responsive service, flexible coverage options, and deep industry expertise—all supported by a financially stable carrier partner. Whether your client is a landscaper with a small fleet or an arborist managing tree removal contracts, Argo can help you deliver the protection they need with confidence.
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Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for landscaping contractors, arborists, lawn care providers, and tree service professionals—especially those with equipment, vehicles, or environmental exposures.
Is coverage available on an admitted basis?
Yes, admitted coverage is available in some states. Contact Argo Insurance to confirm availability based on your client’s location.
What optional coverages can be added?
Optional endorsements include Errors & Omissions (E&O), Employment Practices Liability (EPLI), Workmanship, and limited Pollution Liability, allowing you to tailor the coverage to your client’s needs.
What is the minimum premium for this program?
The minimum premium starts at $500, making it accessible for small and mid-sized landscaping and arborist operations.
Which states is this program available in?
This program is currently available in Arizona, California, Colorado, Nevada, and Utah.
Need help placing an account? Connect with a market specialist.