Argo Group
Contact Us
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Argo Group
Contact Us
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Restaurant Insurance
Argo Insurance has provided specially tailored coverage to restaurants for more than 75 years. Our policies are designed to protect against the unique exposures a restaurant faces every day. Our program targets everything from quick-serve to fine dining establishments. Argo Insurance has the endorsement of several state restaurant associations, which provides strong market identity. 

Package Policy:


Key Standard Coverages

  • Signs and Glass included as a building item (attached, unattached, and off premises)
  • Business Income includes 120 Day Extended Period of Indemnity
  • Limited Valet

  • Key Options
     
  • Actual Loss Sustained on Business Income & Extra Expense
  • Actual Loss Sustained on Stock Spoilage
  • Actual Loss Sustained on Electronic Data Processing (includes Business Income & Extra Expense)
  • Building Ordinance & Law
  • Utility Services - Direct & Indirect (includes Business Income & Extra Expense)
  • Equipment Breakdown
  • Water Backup of Sewer & Drains

  • BOP Policy:

    Key Standard Coverages
     
  • Attached Signs/$1,000 Limit Included/Optional Limits Available
  • Glass Covered as Building Item
  • Business Income - Actual Loss Sustained
  • Increased Cost of Construction
  • Key Options
  • Actual Loss Sustained on Stock Spoilage
  • Equipment Breakdown
  • Building Ordinance & Law
  • Water Backup of Sewer & Drains
  • Optional Coverage Enhancement Endorsement
  • Food Contamination Business Interruption
  • Delivery Catering Errors & Omissions
  • Fair, Exhibitions & Concessions
  • Fire Extinguisher Malfunction Business Interruption
  • Vendor/Supplier Business Interruption (Contingent BI)
  • Unauthorized Use of Telephone Service
  • Lock Replacement - Actual Loss Sustained
  • Data Processing Equipment & Media - Actual Loss Sustained
  • Data Processing Business Income & Extra Expense - Actual Loss Sustained
  • Arson Reward

  • For more information contact:
    Business Development
    business@argogroupus.com 1 877 590 0775 
    For submission information and an application, visit our wholesale branch, Central Insurance Management, at http://www.centralinsmanagement.com/SIPrograms/Restaurants.aspx.

     

    U.S. States Available

    • U.S. States Available:
    • Provider Type:
      Managing General Underwriter and Carrier
    • Admitted:
      Most Available States
    • Carriers:
    • Carrier Ratings:
      A.M. Best "A" rated carriers or better
    • Commission:
      Varies by Program
    • Min Premium:
      -

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    LOCATION

    There are no locations attached to this storefront.

    APPLICATIONS

    • Restaurant Supplemental Application

      Submission Requirements:

      • A completed ACORD application
      • A completed supplemental application  
      • Three years of currently valued loss runs
      • Photos preferred
      • A completed Broker Agreement

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    Argo Group has other insurance programs like Commercial Programs Insurance.