With the coverage of K&K's Resort and Guest Ranch Program, your clients can spend time on important things like keeping guests happy. We'll take care of the rest with an insurance program specifically tailored to the individual needs of your operation.
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Eligible Operations for Resort Insurance:
- Private or publicly held resort insurance
- Guest ranch insurance
- Campground insurance
Coverages Available & Program Highlights:
General Liability
- Broadened Coverage Form
- Non-audited Policy
- No Deductible
- Liquor Liability
- Fireworks Liability (available on request)
- Expanded Bodily Injury Definition
- Nonowned Watercraft up to 51’
- Personal and Advertising Injury Definition Expanded
- Sexual Abuse & Molestation Coverage
- Transmissible Pathogens Coverage
- Cyber Liability Coverage
- Crisis Response Coverage
Property
- More Than 50 Coverage Expansions
- Equipment Breakdown Included
- Vacancy Clause Redefined to Address
Seasonal Operations
- Building Definition Redefined to Include: tent
platforms, pavilions and shelters, signs, boat and
canoe racks, permanently installed playground
equipment.
- Business Interruption, Communicable
Disease and Food Contamination Extension
Civil Authority Expansion Available
- Emergency Vacating Expenses Covered,
Full Building Ordinance "A" Coverage
- Inland Marine
- Commercial Crime
Commercial Auto
Excess Liability
Workers’ Compensation
Common Associated Exposures:
| - Golf courses |
- Miniature golf |
| - Golf driving ranges |
- Playgrounds |
| - Hiking trails |
- Recreationsl boating/canoeing |
| - Horseback riding |
- Swimming |