Brown & Riding offers a Management Liability Insurance program to help agents and brokers place complex accounts with confidence. Our team combines deep niche expertise and strong market relationships to deliver tailored solutions, competitive pricing, and coverage enhancements. Whether your client is a private company, a non-profit, or a public entity, we help you identify exposures and assemble the right combination of D&O, EPLI, fiduciary, crime, and related coverages.
Ideal Accounts and Appetite
We write a broad range of accounts across these categories:
Private Companies:
- Standalone or package policies
- D&O, EPLI, fiduciary liability, crime, kidnap/ransom/extortion, and General Partnership Liability
- Side A DIC and Individual Directorship Liability options
- Excess or run-off coverage for D&O, EPLI, and fiduciary lines
- Workplace violence coverage
Non-Profits:
- Small non-profits (typically under 100 employees)
- Target classes include chambers of commerce, HOAs, and condo associations
- School leaders E&O and public officials E&O
- Fast quote turnaround—often within 24 hours with multiple markets
Public Companies:
- From Fortune 500 to micro-cap firms
- Support for new public offerings (IPOs)
- Detailed quote comparisons to help clients make informed decisions
Example accounts: a fast-growing private tech firm concerned about board-level liability; a small community non-profit facing employee-related exposure; or a newly public company seeking Side A DIC and follow-form excess capacity. If a client presents an emerging or unusual exposure, we have the appetite and market access to evaluate alternatives.
Coverage Highlights and Advantages
- Access to a wide range of carriers and market options
- Customizable coverage structures—monoline or packaged solutions
- Ability to negotiate endorsements and enhancements based on account profile
- Capacity to address emerging exposures and evolving risk environments
Underwriting Notes and Minimum Premiums
Minimum premiums vary by coverage form and account size. We apply a tailored underwriting process that considers each account’s financial profile, governance practices, and claims history. Our scale and carrier relationships let us offer competitive options for complicated or sensitive risks.
Territories and Availability
This program is available in AR, KS, LA, MO, OK, TN, and TX. We work with a variety of carriers, and most offerings are written on a non-admitted basis to provide greater flexibility in coverage and pricing.
Why Work With Brown & Riding?
As a leading general agency and E&S broker, Brown & Riding provides marketplace insight, underwriting expertise, and responsive service for management liability placements. We keep pace with regulatory and coverage trends so you can protect clients and close transactions with confidence.
What types of accounts are a good fit for this Management Liability Insurance program?
This program is ideal for private companies, non-profits under 100 employees, and public companies—including those preparing for IPOs.
Can I get monoline policies for just D&O or EPLI?
Yes. We offer both monoline and package options and will recommend the structure that best matches the client’s exposures and budget.
How quickly can I get a quote?
For many non-profit accounts, quotes can be turned around within 24 hours. More complex private or public company placements may require additional underwriting time and carrier review.
Are markets admitted or non-admitted?
Most available markets are non-admitted, which allows more flexibility in coverage forms and pricing for specialized risks.
In which states is this program available?
This program is available in Arkansas, Kansas, Louisiana, Missouri, Oklahoma, Tennessee, and Texas.