Get fast, reliable Employment Practices Liability (EPL) quotes with minimal effort.
Brown & Riding offers a streamlined solution for Employment Practices Liability (EPL) coverage through our Quick Quote program. Designed for brokers and agents who need fast turnaround times and access to quality markets, this program delivers EPL quotes within just a few hours—subject to a completed application, no prior EPL coverage, and no open claims.
Ideal Accounts and Appetite
This program is suitable for a wide variety of businesses across numerous industries, provided they meet our eligibility criteria. Key requirements include:
- 100 or fewer full-time equivalent employees
- No prior EPL coverage or open EPL claims
You might have a client such as a small manufacturing firm, restaurant chain, or professional services company that needs affordable, efficient EPL coverage with minimal underwriting friction.
Coverage Highlights and Advantages
Our Quick Quote EPL program offers:
- Access to up to 7 top-rated carriers for competitive terms
- Quote turnaround within 4 business hours
- Admitted terms available in many states
- Minimal underwriting requirements—just 4 questions to begin
Carriers we work with include Darwin/Allied, Carolina Casualty/Admiral, USLI, Scottsdale, Westchester/Ace, Hartford, and Great American.
Underwriting Notes and Minimum Premium
This program is designed for new EPL placements and clean accounts. The minimum premium starts at $900, making it a cost-effective option for many small to midsize businesses. A completed application is required prior to binding.
Territories and Availability
The Quick Quote EPL program is available in most U.S. states, including AL, AK, AR, CO, CT, DE, HI, ID, IN, IA, KS, KY, LA, ME, MD, MA, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Brown & Riding?
Brown & Riding is a leading general agency and excess & surplus lines broker known for delivering specialty insurance solutions with speed and expertise. Our EPL Quick Quote program reflects our commitment to making your job easier—fast quotes, strong market access, and straightforward processes. Contact Lisa Rodriguez at (206) 816-6725 or
[email protected] to get started.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Small to midsize businesses with 100 or fewer full-time equivalent employees and no prior EPL claims are ideal. This includes industries like retail, hospitality, professional services, and light manufacturing.
How quickly can I get a quote?
Quotes are typically delivered within 4 business hours after submission, assuming no prior coverage or claims and that all required information is provided.
Is the coverage admitted or non-admitted?
In many cases, we can offer admitted terms, depending on the state and carrier. We work with both admitted and non-admitted markets.
What information is needed to start the quote process?
You only need to answer four basic underwriting questions to begin. A full application will be required prior to binding.
Which states is this program available in?
The program is available in most U.S. states, including NY, TX, CA, FL, and many others. Contact us to confirm availability in your specific state.
Need help placing an account? Connect with a market specialist.