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BTIS - Builders & Tradesmens Insurance Services, Inc.
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BTIS - Builders & Tradesmens Insurance Services, Inc.
Contact Us
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Victory Workers' Comp Insurance

BTIS (Builders & Tradesmens Insurance Services, Inc.) offers a streamlined workers' compensation solution through its Victory Workers' Comp Insurance program. Built for speed, simplicity, and flexibility, the program gives agents online access to competitive pricing through an admitted carrier rated A XII by A.M. Best. With a digital submission process that requires no ACORD apps, agents can quickly quote and bind a wide range of small and mid-sized clients—especially main street and preferred businesses.

Ideal Accounts and Appetite

Victory Workers' Comp is best suited for agents placing small to mid-sized businesses with stable operations and a clean or improving loss history. The program welcomes:

  • Main street businesses — retail, hospitality, personal and professional services, and light manufacturing
  • Contractors with at least 3 years in business (acceptable even if they are hiring employees for the first time)
  • New ventures that meet underwriting eligibility
  • Accounts with elevated or debit experience modifications (Ex Mods)

To review top-performing class codes, see the Victory Top 60 Most Wanted Classes: http://www.btisinc.com/zmail/btis941/Top_60_classes.pdf

Coverage Highlights and Advantages

  • Admitted A XII carrier provides strong financial backing
  • Fast online quoting and binding — no ACORD apps required
  • Waiver of subrogation available where allowable
  • No loss runs required at initial submission
  • Flexible payment plans and low deposit options
  • $500 minimum premium

Underwriting Notes and Requirements

  • One full-time employee required for most submissions
  • Contractors must have at least 3 years in business with no gaps in coverage
  • New ventures are considered if they meet eligibility guidelines

Territories and Availability

Victory Workers' Comp is currently available in 45 states and Washington, D.C., providing broad access for agents writing business across most U.S. markets. Check with BTIS for any state-specific eligibility details.

Why Work With BTIS?

BTIS is a technology-driven general agency focused on making it faster and easier for agents to place workers' compensation. Victory Workers' Comp pairs a responsive digital platform with a financially secure admitted carrier and experienced underwriting. Benefits for agents include competitive pricing, generous commissions, fast turnaround, and dedicated support to help you win and retain quality accounts.

Example placements: You might have a long-established independent restaurant seeking improved pricing after a single moderate claim, or a small electrical contractor with three years in business that is hiring its first employees — both are types of accounts this program is designed to place quickly.

Join BTIS online to quote and bind through the Victory Workers' Comp program and grow your comp book with a market built for main-street businesses.

Frequently Asked Questions

What types of accounts are a good fit for the Victory Workers' Comp program?

Main street businesses, contractors with at least 3 years in operation, and preferred risks are ideal. The program also considers new ventures and accounts with higher experience modifications (Ex Mods).

Is this program available in my state?

The Victory Workers' Comp program is available in 45 states and Washington, D.C. Contact BTIS to confirm availability in a specific state.

Are new ventures eligible?

Yes—new ventures are considered. Contractors must generally have at least 3 years in business with no coverage gaps, although hiring employees for the first time is acceptable.

Are loss runs required at submission?

No—loss runs are not required when you submit an initial quote request for this program.

What is the minimum premium for this program?

The minimum premium is $500, making the program accessible for many small-business accounts.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    General Agency and Carrier
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A XIII
  • Commission:
    10%
  • Min Premium:
    $500

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CONTACT US

LOCATION

6610 Sierra College Blvd.
Rocklin, CA 95677
916-772-9200
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AGENCY LICENSING

All Non-admitted
business is placed through LAE Insurance Services, Inc. (lic.#:0E44215) v2
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BTIS - Builders & Tradesmens Insurance Services, Inc. has other insurance programs like AmTrust Preferred Commercial Auto.