Contractors Pollution Liability

When contractors perform work that causes or exacerbates a pollution event, they can face serious liability—often with coverage gaps under standard general liability policies. Burns & Wilcox Ltd. offers a robust Contractors Pollution Liability (CPL) program designed to help insurance agents protect their clients from hidden or unexpected environmental exposures on the job site.

A recent incident illustrates the risk: an excavation contractor was held liable for $150,000 in damages after an employee accidentally punctured an oil pipeline, spilling 250,000 liters of crude oil. This type of loss is exactly what CPL insurance is designed to address. Even if your clients don’t handle hazardous materials, their operations can still trigger pollution conditions—making this coverage essential for a wide range of contractors.

Target Classes

Burns & Wilcox is actively seeking a wide range of contractor classes, including but not limited to:

• HVAC Contractors
• Plumbers
• Drilling Contractors
• Demolition Contractors
• General Specialty Contractors
• Janitorial Operations

Territories and Market Access

This program is available on a non-admitted basis in all 50 states and Washington D.C., offering agents nationwide flexibility to place pollution liability risks with confidence.

Partner With Burns & Wilcox

Burns & Wilcox is a trusted wholesale insurance broker with a long-standing reputation for delivering specialty solutions for complex risks. With access to top-tier carriers and deep underwriting knowledge in environmental liability, they make it easier for agents to find the right CPL coverage for their contractor clients—especially those with unique operations or challenging exposures.

Frequently Asked Questions

What types of accounts are a good fit for this Contractors Pollution Liability program?

This program is ideal for a wide range of contractors, including HVAC, plumbing, demolition, drilling, janitorial, and general specialty contractors who face potential pollution exposures during their work.

Is this program available nationwide?

Yes, Burns & Wilcox offers this program in all 50 states and Washington D.C. on a non-admitted basis.

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